39545 Via de Oro, Temecula, CA 92592 Property Records

Riverside County property record for 39545 Via de Oro, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,293 sqft · built 1989
Lot Size	4.98 acres (217,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,180,000 (Jul 2025)
Tax Bill	$22,438 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`915-750-011`

Property Details

APN / Parcel Number

Primary APN	`915-750-011`
Alternative APN	`915241005`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,293 sqft Living Area
Gross Area	7,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	217,364 sqft
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	39545 VIA DE ORO
City	TEMECULA
State	CA
Zip	92592-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	4.99 ACRES M/L IN POR PARS 1 & 4 MB 086/076 TR 5059-1 AND POR PAR 2 PM 198/064 PM 26742
Legal Subdivision	LOT LINE ADJUSTMENT NO. 3343
Legal Tract	5059-1
Legal Lot Number	1,4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1049
Census Tract	43293

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 24, 2023	Grant Deed, Transfer · Conventional Mortgage BBCN BANK
Jan 3, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 3, 2022	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Oct 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	2025202210
Prior Transfer Date	Feb 28, 1997
Prior Transfer Doc	0000188472
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 13, 2024
Property Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970
Document Number	0000071342
Map Reference	DOC 466047
Instrument Date	Mar 6, 2024
Instrument	2024-0071342
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WILD FLOWER, LAKE FOREST, CA 92630-8485

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 24, 2023
Property Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970
Document Number	0000314801
Map Reference	DOC 466047
Instrument Date	Oct 5, 2023
Instrument	2023-0314801
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970

Mortgage

Document Number	0000314802
Date	Oct 24, 2023
Instrument	2023-0314802

Lender

Name	BBCN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.1%
Margin	4
Max Rate	12.1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 3, 2022
Property Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970
Document Number	0000001233
Instrument Date	Nov 9, 2021
Instrument	2022-0001233
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 3, 2022
Property Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970
Document Number	0000001232
Map Reference	DOC 466047
Instrument Date	Oct 11, 2021
Instrument	2022-0001232
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970

Mortgage

Document Number	0000001234
Date	Jan 3, 2022
Instrument	2022-0001234

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2021
Property Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970
Document Number	0000605562
Map Reference	DOC 466047
Instrument Date	Jul 15, 2021
Instrument	2021-0605562
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	39545 VIA DE ORO, TEMECULA, CA 92592-8970

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,180,000 (+8.49%) Land $654,002 Building $1,525,998
2025	$22,438.00 (+20.24%)	$2,009,399 (+13.71%) Land $602,822 Building $1,406,577
2023	$18,661.00 (+120.4%)	$1,767,150 Land $76,500 Building $1,690,650
2022	$8,467.00
2021			$1,526,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	10 / 1

May also be available: AT&T, Verizon.

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