4040 Vassar Ave, Merced, CA 95341 Property Records

Merced County property record for 4040 Vassar Ave, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,614 sqft · built 2003
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on Record
Last Sale	$959,000 (Dec 2025)
Tax Bill	$6,691 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`066-010-051-000`

Property Details

APN / Parcel Number

Primary APN	`066-010-051-000`
Alternative APN	`066010051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,614 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	209,088 sqft (4.8 acres)
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	066010051
Street Address	4040 VASSAR AVE
City	MERCED
State	CA
Zip	95341-8498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M MIS FIG GDN LOT 63 2/8/14
Legal Subdivision	M MIS FIG GARDEN
Legal Lot Number	63
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2035
Census Tract	2601

Owner

Source: Merced County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4040 VASSAR AVE, MERCED, CA 95341-8498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2025	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit WESTAMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Jan 28, 2025
Deed Document Number	2025035998
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4040 VASSAR AVE, MERCED, CA 95341-8498
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 VASSAR AVE, MERCED, CA 95341-8498

Mortgage

Document Number	0000008295
Date	Mar 20, 2025
Instrument	2025008295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2040

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 18, 2025
Property Address	4040 VASSAR AVE, MERCED, CA 95341-8498
Document Number	0000035998
Map Reference	MB 8 PG 19
Instrument Date	Dec 11, 2025
Instrument	2025035998
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4040 VASSAR AVE, MERCED, CA 95341-8498

Mortgage

Document Number	0000035999
Date	Dec 18, 2025
Instrument	2025035999

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4040 VASSAR AVE, MERCED, CA 95341-8498
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023427
Date	Jul 24, 2017
Instrument	2017-023427

Lender

Name	WESTAMERICA BANK
Type	Bank
Address	FAIRFIELD, CA 94534

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,691.00 (+7.61%)	$598,797 (+4.04%) Land $193,157 Building $405,640
2023	$6,218.00 (+0.5%)	$575,547 Land $185,657 Building $389,890
2022	$6,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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