4040 Stevens St, Castro Valley, CA 94546 Property Records

Alameda County property record for 4040 Stevens St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,488 sqft · built 1955
Lot Size	0.141 acres (6,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$823,500 (Mar 2019)
Tax Bill	$11,659 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84C-726-9-4`

Property Details

APN / Parcel Number

Primary APN	`84C-726-9-4`
Alternative APN	`084C-0726-009-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,138 sqft (0.141 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4040 STEVENS ST
City	CASTRO VALLEY
State	CA
Zip	94546-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: 000B TR: 1086
Legal Subdivision	CASTRO VALLEY
Legal Tract	1086
Legal Block	B
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4002
Census Tract	430800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4040 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
Mar 5, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Deed Document Number	201940044
Last Transfer Date	Jan 18, 2021
Transfer Doc	0000029850
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 25, 2021
Property Address	4040 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Document Number	0000029850
Map Reference	MB 31 PG 44
Instrument Date	Jan 18, 2021
Instrument	2021029850
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4040 STEVENS ST, CASTRO VALLEY, CA 94546-4447

Mortgage

Document Number	0000029851
Date	Jan 25, 2021
Instrument	2021029851

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 5, 2019
Property Address	4040 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Document Number	0000040044
Map Reference	MB 31 PG 44
Instrument Date	Feb 28, 2019
Instrument	2019040044
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4040 STEVENS ST, CASTRO VALLEY, CA 94546-4447

Mortgage

Document Number	0000040045
Date	Mar 5, 2019
Instrument	2019040045

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$932,877 (+1.24%) Land $280,959 Building $658,918
2025	$11,659.00 (+3.86%) Homeowner's exemption	$921,448 (+4.04%) Land $275,450 Building $645,998
2023	$11,226.00 Homeowner's exemption	$885,672 Land $264,755 Building $620,917	$1,006,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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