4009 Stevens St, Castro Valley, CA 94546 Property Records

Alameda County property record for 4009 Stevens St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,297 sqft · built 1952
Lot Size	0.117 acres (5,110 sqft)
Owner	2 Individual Names on File
Last Sale	$1,190,000 (Dec 2021)
Tax Bill	$15,688 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84C-726-17`

Property Details

APN / Parcel Number

Primary APN	`84C-726-17`
Alternative APN	`084C-0726-017-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,297 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,110 sqft (0.117 acres)

Location & Zoning

Street Address	4009 STEVENS ST
City	CASTRO VALLEY
State	CA
Zip	94546-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00013 BLK: 000B TR: 1086
Legal Subdivision	TRACT 1086
Legal Tract	1086
Legal Lot Number	13
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4002
Census Tract	430800

Owner

4009 Stevens St is owned and occupied by two individuals who bought it in December 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 22, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Oct 6, 1998 · Amount on File
Deed Document Number	2021403060
Prior Transfer Date	Mar 25, 2020
Prior Transfer Doc	0000068454
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447

Mortgage

Document Number	0000028520
Date	Mar 2, 2026
Instrument	2026028520

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 6, 2056

Interest

Change Frequency	Monthly

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 22, 2021
Property Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Document Number	0000403060
Map Reference	MB 31 PG 44
Instrument Date	Dec 6, 2021
Instrument	2021403060
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447

Mortgage

Document Number	0000403061
Date	Dec 22, 2021
Instrument	2021403061

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 25, 2020
Property Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Document Number	0000068454
Map Reference	MB 31 PG 44
Instrument Date	Mar 25, 2020
Instrument	2020068454
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447

Mortgage

Document Number	0000068455
Date	Mar 25, 2020
Instrument	2020068455

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 20, 2017
Property Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447
Document Number	0000157724
Map Reference	MAP31 PG44
Instrument Date	Jul 14, 2017
Instrument	2017157724
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 STEVENS ST, CASTRO VALLEY, CA 94546-4447

Mortgage

Document Number	0000157725
Date	Jul 20, 2017
Instrument	2017157725

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4009 Stevens St was $15,688 with a homeowner's exemption, up 2.2% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,193,000 (-5%) Land $360,000 Building $840,000
2025	$15,688.00 (+2.21%) Homeowner's exemption	$1,255,827 Land $378,848 Building $883,979
2024	$15,349.00 (+1.51%)
2023	$15,121.00 Homeowner's exemption	$1,213,800 Land $364,140 Building $849,660	$1,054,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4009 Stevens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4009 Stevens St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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