4040 S Spruce St, Denver, CO 80237 Property Records

Denver City property record for 4040 S Spruce St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,568 sqft · built 1968
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Nov 2017)
Tax Bill	$4,278 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 2 more
APN	`07043-02-006-000`

Property Details

APN / Parcel Number

Primary APN	`07043-02-006-000`
Alternative APNs	`670504302006` `162059711`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,568 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,914 sqft
Basement Area	752 sqft
Finished Basement	654 sqft
Unfinished Basement	98 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2017
Architectural Style	Tri-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	488 sqft
Porch	Open Frame Porch
Porch Area	292 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4040 S SPRUCE ST
City	DENVER
State	CO
Zip	80237-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-D
Legal Description	L 6 BLK 6 PARK VISTA FLG NO 1
Legal Subdivision	PARK VISTA FLG NO 1
Legal Block	6
Legal Lot Number	6
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3000
Census Tract	6816

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4040 S SPRUCE ST, DENVER, CO 80237-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2017	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Mar 26, 1996 · Amount on Record
Deed Document Number	2017148399
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4040 S SPRUCE ST, DENVER, CO 80237-2155
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 S SPRUCE ST, DENVER, CO 80237-2155

Mortgage

Document Number	0000051663
Date	Apr 15, 2022
Instrument	2022051663

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4040 S SPRUCE ST, DENVER, CO 80237-2155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218077
Date	Dec 28, 2020
Instrument	2020218077

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Mar 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4040 S SPRUCE ST, DENVER, CO 80237-2155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038709
Date	Mar 17, 2020
Instrument	2020038709

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 13, 2017
Property Address	4040 S SPRUCE ST, DENVER, CO 80237-2155
Document Number	0000148399
Instrument Date	Nov 8, 2017
Instrument	2017148399
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 S SPRUCE ST, DENVER, CO 80237-2155

Mortgage

Document Number	0000148400
Date	Nov 13, 2017
Instrument	2017148400

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,278.00 (+20.88%)	$55,920 (+22.42%) Land $9,740 Building $9,740	$793,300 (+7.67%) Land $138,200 Building $655,100
2023	$3,539.00 (+17.57%)	$45,680 (+16.47%) Land $5,570 Building $40,110	$736,800 (+30.55%) Land $138,200 Building $598,600
2022		$39,220 Land $9,600 Building $29,620	$564,400 Land $138,200 Building $426,200
2021	$3,010.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Starry.

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