4020 S Spruce St, Denver, CO 80237 Property Records

Denver City property record for 4020 S Spruce St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,936 sqft · built 1968
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2000)
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Mortgage + 2 more
APN	`07043-02-004-000`

Property Details

APN / Parcel Number

Primary APN	`07043-02-004-000`
Alternative APNs	`670504302004` `162059699`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	977 sqft
Basement Area	959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	500 sqft
Deck Area	220 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4020 S SPRUCE ST
City	DENVER
State	CO
Zip	80237-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-D
Legal Description	L 4 BLK 6 PARK VISTA FLG NO 1
Legal Subdivision	PARK VISTA FLG NO 1
Legal Block	6
Legal Lot Number	4
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3000
Census Tract	6816

Owner

4020 S Spruce St is owned and occupied by two individuals who bought it in April 2000.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4020 S SPRUCE ST, DENVER, CO 80237-2155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit FITZSIMONS COMMUNITY FCU
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2000 · Amount on File
Deed Sale	Apr 27, 2000 · Amount on File
Deed Document Number	200058685
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4020 S SPRUCE ST, DENVER, CO 80237-2155
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117150
Date	Jun 18, 2021
Instrument	2021117150

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4020 S SPRUCE ST, DENVER, CO 80237-2155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081987
Date	Jun 22, 2017
Instrument	2017081987

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4020 S SPRUCE ST, DENVER, CO 80237-2155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147022
Date	Nov 14, 2018
Instrument	2018147022

Lender

Name	FITZSIMONS COMMUNITY FCU
Type	Credit Union
Address	AURORA, CO 80045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4020 S SPRUCE ST, DENVER, CO 80237-2155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167719
Date	Nov 27, 2019
Instrument	2019167719

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4020 S Spruce St was $3,830.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,830.00	$50,070 Land $9,740 Building $9,740	$710,300 Land $138,200 Building $572,100
2023	$3,242.00	$41,840 (+19.75%) Land $5,570 Building $36,270	$679,500 (+35.14%) Land $138,200 Building $541,300
2022		$34,940 Land $9,600 Building $25,340	$502,800 Land $138,200 Building $364,600
2021	$2,682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4020 S Spruce St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Starry.

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