St. Clair County property record for 4040 North Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,204 sqft · built 1987 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jan 2026) |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-024-3004-200 |
| Primary APN | 74-15-024-3004-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4040 NORTH RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | N 330' OF S 660' OF SE 1/4 EXC E 2313.95' SEC 24 T7N R16E 2.52 A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 24 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1620 14TH ST, PORT HURON, MI 48060-5742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 16, 2026 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Dec 29, 2025 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Deed Document Number | 20261233 |
| Deed Book / Page | 5890 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 16, 2026 |
| Property Address | 4040 NORTH RD, CLYDE, MI 48049-3310 |
| Document Number | 0005890114 |
| Book / Page | 5890 / 114 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2026001233 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 BASIL ST, ALVA, FL 33920-5596 |
| Name | Verified Name |
|---|---|
| Address | 1620 14TH ST, PORT HURON, MI 48060-5742 |
| Document Number | 2026001234 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026001234 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Number | 0005890127 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 5890/127 |
| Instrument | 2026001235 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2036 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 29, 2025 |
| Property Address | 4040 NORTH RD, CLYDE, MI 48049-3310 |
| Document Number | 0005884286 |
| Book / Page | 5884 / 286 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025024717 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,200 (+16.38%) | $190,400 (+16.38%) | |
| 2025 | $2,515.00 (+64.59%) Homeowner's exemption | $81,800 (+15.37%) | |
| 2024 | $1,528.00 (+29.27%) | $163,600 (+15.37%) | |
| 2023 | $70,900 | ||
| 2022 | $1,182.00 | $141,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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