St. Clair County property record for 3989 North Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,158 sqft · built 1998 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Sep 2024) |
| Tax Bill | $5,591 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-025-1001-000 |
| Primary APN | 74-15-025-1001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 1,133 sqft |
| Basement Area | 1,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 87,556 sqft (2.01 acres) |
| Lot Dimensions | 402 ft deep x 201 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3989 NORTH RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT N 1/4 COR, TH S 201', TH S 89D 5M W 435.6', TH N 201', TH N 89D 5M E 435.6' TO BEG SECTION 25 T7N R16E 2.01 A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 11, 2019 | Warranty Deed, Transfer · FHA Mortgage MUTUAL MORTGAGE |
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional with PMI CHEMICAL BK |
| Mar 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 202415892 |
| Deed Book / Page | 5745 / 68 |
| Prior Transfer Date | Nov 21, 2019 |
| Prior Transfer Doc | 0005130185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Document Number | 5331613 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 5331/613 |
| Instrument | 2021006901 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 11, 2019 |
| Property Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Document Number | 0051300185 |
| Book / Page | 005130 / 000185 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3989 NORTH RD CLYDE MI 480493940, CLYDE, MI 48049-3940 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 11, 2019 |
| Property Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Document Number | 0005130169 |
| Book / Page | 5130 / 169 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 2019026152 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,580.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Document Number | 2019026153 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019026153 |
| Name | MUTUAL MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Document Number | 0048720754 |
| Book / Page | 004872 / 000754 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3989 NORTH RD CLYDE MI 480493940, CLYDE, MI 48049-3940 |
| Document Number | 0048720754 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 004872/000754 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49519 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 20, 2017 |
| Property Address | 3989 NORTH RD, CLYDE, MI 48049-3940 |
| Document Number | 004810/138 |
| Book / Page | 4810 / 138 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017006874 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 WOODSTOCK DR, PORT HURON, MI 48060-2669 |
| Document Number | 4810/142 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 4810/142 |
| Instrument | 2017006875 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,100 (+1.76%) | $438,200 (+1.76%) | |
| 2025 | $5,591.00 (+18.08%) Homeowner's exemption | $215,300 (+12.55%) | |
| 2024 | $4,735.00 (+11.99%) | $430,600 (+12.55%) | |
| 2023 | $191,300 | ||
| 2022 | $4,228.00 | $382,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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