4040 McDowell Dr, Bessemer, AL 35022 Property Records

Jefferson County property record for 4040 McDowell Dr, Bessemer, AL 35022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,449 sqft · built 1963
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Nov 2023)
Tax Bill$1,773 (2025)
Deeds & MortgagesNov 2023 Sale
May 2019 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN38-00-27-1-003-016.000

Property Details

APN / Parcel Number

Primary APN38-00-27-1-003-016.000
Alternative APNs
  • 38271003016000RR00
  • 54931

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,449 sqft Living Area
Gross Area1,774 sqft
1st Floor Area1,449 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number54931
Old Parcel Number38271003016000RR00
Street Address4040 MCDOWELL DR
CityBESSEMER
StateAL
Zip35022-4844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBEG SW COR OF SW1/4 OF NE1/4 OF SEC 27 TP 19S R 4W TH N 1300 FT E 470 FT N 20 FT E 157 FT TO POB TH CONT E 125 FT N 188 FT W
Legal Range04W
Legal Township19S
Legal Section27
Legal QuarterNE
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3005
Census Tract14301

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Warranty Deed, Transfer
May 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
ZIA & SAIMA KHAN
May 9, 2019Grant Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC
Jan 31, 2019Grant Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC
Jan 23, 2019Grant Deed, Transfer
MORTGAGE CONNECT LP
Nov 1, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleMay 9, 2019 · Amount on Record
Deed Document Number2023103344
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateNov 20, 2023
Property Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844
Document Number0000103344
Instrument DateOct 6, 2023
Instrument2023103344
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844
Document Number0000059476
Instrument DateMay 2, 2019
Transaction TypeMortgage
Record UpdatedJul 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 MCDOWELL DR BESSEMER AL 350224844, BESSEMER, AL 35022-4844

Mortgage

Document Number0000059476
DateJun 17, 2019
Instrument59476
Lender
NameZIA & SAIMA KHAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 16, 2029

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON AL
Recording DateMay 9, 2019
Property Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844
Document Number0000043926
Instrument DateApr 30, 2019
Instrument43926
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

AmountAmount Recorded
Tax$60.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 MCDOWELL DR BESSEMER AL 350224844, BESSEMER, AL 35022-4844

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON AL
Recording DateJan 31, 2019
Property Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844
Document Number0000008611
Instrument DateJan 30, 2019
Instrument8611
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

AmountAmount Recorded
Tax$56.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442
InvestorPossibly a Property Investor

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON AL
Recording DateJan 23, 2019
Property Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844
Document Number0000006084
Instrument DateJan 9, 2019
Instrument6084
Transaction TypeTransfer
Record UpdatedFeb 7, 2019
Title CompanyMORTGAGE CONNECT LP

Transaction

AmountAmount Recorded
Tax$54.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address429 LORNA SQ VESTAVIA HILLS AL 352165475, VESTAVIA HILLS, AL 35216-5475
InvestorPossibly a Property Investor

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionJEFFERSON AL
Recording DateNov 1, 2018
Property Address4040 MCDOWELL DR, BESSEMER, AL 35022-4844
Document Number0000113033
Instrument DateOct 31, 2018
Instrument113033
Transaction TypeForeclosure
Record UpdatedNov 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$57.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address907 PLEASANT VALLEY AVE #3 MOUNT LAUREL NJ 080541210, 3, MOUNT LAUREL, NJ 08054-1210

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
MunicipalityBessemer City
CountyJefferson County
Unified School DistrictBessemer City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,773.00 (+57.46%)$25,820 (+174.1%)$129,100 (+37.19%) Land $25,500 Building $103,600
2023$9,420 (+14.88%) Land $1,902 Building $7,518$94,100 (+14.76%) Land $19,000 Building $75,100
2022$1,126.00$8,200 Land $1,900 Building $6,300$82,000 Land $19,000 Building $63,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2014)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBESSEMER WATER SERVICE
serves 86,091 people · EPA ID AL0000737
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McDowell Dr

Nearby Streets

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