4036 McDowell Dr, Bessemer, AL 35022 Property Records

Jefferson County property record for 4036 McDowell Dr, Bessemer, AL 35022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1963
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`38-00-27-1-003-017.000`

Property Details

APN / Parcel Number

Primary APN	`38-00-27-1-003-017.000`
Alternative APNs	`38271003017000RR00` `54932`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	188 ft deep x 125 ft wide
Deck Area	Deck Area
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	54932
Street Address	4036 MCDOWELL DR
City	BESSEMER
State	AL
Zip	35022-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	POB 465 FT W OF NW INTER MCDOWELL DR & CUMBERLAND DR TH W 125 FT ALG MCDOWELL DR TH N 88 FT TH E 125 FT TH S 88 FT TO POB LYING IN NW 1/4 OF NE 1/4 SEC 27 TP 19 R 4W
Legal Range	04W
Legal Township	19S
Legal Section	27
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	3
Census Block	3005
Census Tract	14301

Owner

Source: Jefferson County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4068 1/2 HOPEWELL RD, BESSEMER, AL 35022-4806
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 20, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2024
Deed Sale	Aug 7, 2024
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	202474309
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	4036 MCDOWELL DR, BESSEMER, AL 35022-4844
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4036 MCDOWELL DR, BESSEMER, AL 35022-4844

Mortgage

Document Number	0000111056
Date	Oct 26, 2018
Instrument	2018111056

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2020

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 20, 2018
Property Address	4036 MCDOWELL DR, BESSEMER, AL 35022-4844
Document Number	0000076232
Instrument Date	Jul 19, 2018
Instrument	76232
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4068 1/2 HOPEWELL RD BESSEMER AL 35022, BESSEMER, AL 35022

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Bessemer City
County	Jefferson County
Unified School District	Bessemer City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (+202.61%)	$21,940 (+173.57%)	$109,700 (+36.95%) Land $25,500 Building $84,200
2024	$498.00 (+15.81%)
2023		$8,020 Land $1,902 Building $6,118	$80,100 Land $19,000 Building $61,100
2022	$430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BESSEMER WATER SERVICE serves 86,091 people · EPA ID AL0000737
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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