Berkeley County property record for 4040 Exploration Rd, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,427 sqft · built 2018 |
| Lot Size | 0.149 acres (6,523 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,566 (Mar 2018) |
| Tax Bill | $1,352 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-03-06-063 |
| Primary APN | 242-03-06-063 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,427 sqft Finished Area |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 1,107 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,523 sqft (0.149 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 190 sqft |
| Street Address | 4040 EXPLORATION RD |
|---|---|
| City | LADSON |
| State | SC |
| Zip | 29456-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 728HUNTERS BEND PH 7B |
| Legal Subdivision | HUNTERS BEND P7-8 |
| Legal Lot Number | 728 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20716 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4040 EXPLORATION RD, LADSON, SC 29456-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC |
| Nov 12, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Oct 18, 2019 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Mar 7, 2018 | Deed, Subdivision Related Transfer · VA Mortgage AMERIS BANK |
| Nov 17, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2018 · Amount on Record |
| Deed Sale | Mar 7, 2018 · Amount on Record |
| Prior Sale | Nov 17, 2017 · Amount on Record |
| Deed Document Number | 20187141 |
| Deed Book / Page | 2688 / 818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 4040 EXPLORATION RD, LADSON, SC 29456-3462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03477/0152 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 3477/152 |
| Instrument | 2020032334 |
| Name | UNITED MILITARY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 4040 EXPLORATION RD, LADSON, SC 29456-3462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04044/0070 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 4044/70 |
| Instrument | 2021053355 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 4040 EXPLORATION RD, LADSON, SC 29456-3462 |
| Document Number | 3170/0816 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4040 EXPLORATION RD LADSON SC 294563462, LADSON, SC 29456-3462 |
| Document Number | 3170/0816 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 003170/000816 |
| Instrument | 38779 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 7, 2018 |
| Property Address | 4040 EXPLORATION RD, LADSON, SC 29456-3462 |
| Document Number | 02688/0818 |
| Book / Page | 2688 / 0818 |
| Map Reference | CAB S PG 119Q&120Q |
| Instrument Date | Feb 27, 2018 |
| Instrument | 2018007141 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $947.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4040 EXPLORATION RD, LADSON, SC 29456-3462 |
| Document Number | 2018007142 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 2018007142 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Nov 17, 2017 |
| Property Address | 4040 EXPLORATION RD, LADSON, SC 29456-3462 |
| Document Number | 02612/0948 |
| Book / Page | 2612 / 0948 |
| Map Reference | CAB S PG 119Q&120Q |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2017041675 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,628.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 572 SAVANNAH HWY, CHARLESTON, SC 29407-7210 |
| Investor | Possibly a Property Investor |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,100 (+2,4%) Land $46,444 Building $245,656 | $408,800 (-) Land $65,000 Building $343,800 | |
| 2025 | $1,352.00 (+4.08%) | $11,684 (-) Land $1,858 Building $9,826 | $408,800 (-) Land $65,000 Building $343,800 |
| 2024 | $1,299.00 Homeowner's exemption | $11,684 (+15%) Land $1,858 Building $9,826 | $408,800 (+60.94%) Land $65,000 Building $343,800 |
| 2022 | $1,299.00 Homeowner's exemption | $10,160 Land $2,200 Building $7,960 | $254,000 Land $55,000 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 10 (1989–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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