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4038 Exploration Rd, Ladson, SC 29456 Property Records

Berkeley County property record for 4038 Exploration Rd, Ladson, SC 29456 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,217 sqft · built 2017
Lot Size0.149 acres (6,523 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Dec 2017)
Tax Bill$1,296 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN242-03-06-064

Property Details

APN / Parcel Number

Primary APN242-03-06-064
Alternative APN
  • 233-00-00-075

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,217 sqft Finished Area
1st Floor Area950 sqft
2nd Floor Area1,267 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,523 sqft (0.149 acres)
Garage Area420 sqft
PorchSlab
Porch Area50 sqft

Location & Zoning

Street Address4038 EXPLORATION RD
CityLADSON
StateSC
Zip29456-3462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 729HUNTERS BEND PH 7B
Legal SubdivisionHUNTERS BEND P7-8
Legal Lot Number729
JurisdictionBERKELEY SC
Township / Civil DivisionGOOSE CREEK-HANAHAN
Census Block Group2
Census Block2009
Census Tract20716

Owner

Source: Berkeley County records · APN 242-03-06-064

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4038 EXPLORATION RD, LADSON, SC 29456-3462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Dec 20, 2017Deed, Subdivision Related Transfer · FHA Mortgage
CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2017 · Amount on Record
Deed SaleDec 20, 2017 · Amount on Record
Prior SaleJul 12, 2017 · Amount on Record
Deed Document Number201745518
Deed Book / Page2637 / 960
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address4038 EXPLORATION RD, LADSON, SC 29456-3462
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03847/0738
DateJun 14, 2021
Book Page3847/738
Instrument2021027747
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

December 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateDec 20, 2017
Property Address4038 EXPLORATION RD, LADSON, SC 29456-3462
Document Number02637/0960
Book / Page2637 / 0960
Map ReferenceCAB S PG 119Q&120Q
Instrument DateDec 20, 2017
Instrument2017045518
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$839.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4038 EXPLORATION RD, LADSON, SC 29456-3462

Mortgage

Document Number2017045519
DateDec 20, 2017
Instrument2017045519
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$285,545 (+2,399.96%) Land $49,115 Building $236,430$377,900 (-) Land $65,000 Building $312,900
2025$1,296.00 (+4.18%)$11,422 (-) Land $1,965 Building $9,457$377,900 (-) Land $65,000 Building $312,900
2024$1,244.00 (-0.16%) Homeowner's exemption$11,422 (+15%) Land $1,965 Building $9,457$377,900 (+52.19%) Land $65,000 Building $312,900
2022$1,246.00 Homeowner's exemption$9,932 Land $2,200 Building $7,732$248,300 Land $55,000 Building $193,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force
41 of 44 on primary residences
Nearby Flood Claims10 (1989–2021)
Claims Outside the SFHA6 of 10
Most Recent ClaimJun 2021, rainfall accumulation
Flood Events
  • Severe Storms And Flooding (Oct 2015), 3 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 7% of South Carolina
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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