4040 E Freedom Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4040 E Freedom Cir, Ooltewah, TN 37363

Property Summary

Property TypeRural Home
Details2 ba · 1,698 sqft · built 1971
Lot Size0.415 acres (18,081 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (May 2022)
Tax Bill$1,056 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN150G B 032

Property Details

APN / Parcel Number

Primary APN150G B 032
Alternative APN
  • 0000085364

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,698 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1980
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,081 sqft (0.415 acres)
Lot Dimensions147 ft deep x 123 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000085364
Street Address4040 E FREEDOM CIR
CityOOLTEWAH
StateTN
Zip37363-8587
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal DescriptionLT 29 MAPLEWOOD HEIGHTS UNIT 2 PB 27 PG 120
Legal SubdivisionMAPLEWOOD HEIGHTS UN
Legal Lot Number29
Legal Unit2
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract11314

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address67 WATERMAN AVE # 2, 2, EAST PROVIDENCE, RI 02914-4429
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Prior SaleAug 19, 2014 · Amount on Record
Deed Document Number2022050900212
Deed Book / Page12950 / 961
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 9, 2022
Property Address4040 E FREEDOM CIR, OOLTEWAH, TN 37363-8587
Document Number0000000212
Book / Page12950 / 961
Map ReferenceMB 27 PG 120
Instrument DateMay 5, 2022
Instrument2022050900212
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyBRIDGE CITY TITLE DOWNTOWN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$999.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address67 WATERMAN AVE # 2, 2, EAST PROVIDENCE, RI 02914-4429

Mortgage

Document Number0129500964
DateMay 9, 2022
Instrument12950-0964
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4040 E FREEDOM CIR, OOLTEWAH, TN 37363-8587
Document Number1031000014
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 E FREEDOM CIR OOLTEWAH TN 373638587, OOLTEWAH, TN 37363-8587

Mortgage

Document Number1031000014
DateOct 31, 2019
Book Page011805/000143
Instrument191031000014
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 30, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,056.00 (+7.54%)$69,675 (+58.71%)$278,700 (+58.71%) Land $70,000 Building $208,700
2024$982.00 (-0.91%)$43,900 (-)$175,600 (-) Land $45,000 Building $130,600
2023$991.00$43,900$175,600 Land $45,000 Building $130,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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