Hamilton County property record for 4038 E Freedom Cir, Ooltewah, TN 37363
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,630 sqft · built 1971 |
| Lot Size | 0.305 acres (13,320 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $111,000 (Jun 2014) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150G B 031 |
| Primary APN | 150G B 031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,320 sqft (0.305 acres) |
| Lot Dimensions | 148 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000085363 |
|---|---|
| Street Address | 4038 E FREEDOM CIR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-8587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LT 28 MAPLEWOOD HEIGHTS UNIT 2 PB 27 PG 120 3213 05 16 |
| Legal Subdivision | MAPLEWOOD HEIGHTS UN |
| Legal Lot Number | 28 |
| Legal Unit | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11314 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4038 E FREEDOM CIR, OOLTEWAH, TN 37363-8587 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Dec 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Last Sale | Jun 20, 2014 · Amount on Record |
|---|---|
| Deed Sale | Jun 20, 2014 · Amount on Record |
| Prior Sale | Mar 18, 1998 · Amount on Record |
| Deed Document Number | 0010242950 |
| Deed Book / Page | 10242 / 950 |
| Last Transfer Date | Jun 25, 2014 |
| Transfer Doc | 0000000071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4038 E FREEDOM CIR, OOLTEWAH, TN 37363-8587 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000093 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 13211/113 |
| Instrument | 2023021400093 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4038 E FREEDOM CIR, OOLTEWAH, TN 37363-8587 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000164 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 12690/101 |
| Instrument | 2021101300164 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4038 E FREEDOM CIR, OOLTEWAH, TN 37363-8587 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4038 E FREEDOM CIR, OOLTEWAH, TN 37363-8587 |
| Document Number | 0000000038 |
|---|---|
| Date | Sep 25, 2024 |
| Book Page | 13714/963 |
| Instrument | 2024092500038 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.1% |
| Max Rate At Change | 9.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4038 E FREEDOM CIR, OOLTEWAH, TN 37363-8587 |
| Document Number | 0103000016 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4038 E FREEDOM CIR OOLTEWAH TN 373638587, OOLTEWAH, TN 37363-8587 |
| Document Number | 0103000016 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 011867/000970 |
| Instrument | 200103000016 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $993.00 (+8.29%) | $65,525 (+59.82%) | $262,100 (+59.82%) Land $70,000 Building $192,100 |
| 2024 | $917.00 (-0.97%) | $41,000 (-) | $164,000 (-) Land $45,000 Building $119,000 |
| 2023 | $926.00 | $41,000 | $164,000 Land $45,000 Building $119,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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