4040 Dancing Cloud Ct, Unit 321, Destin, FL 32541 Property Records

Okaloosa County property record for 4040 Dancing Cloud Ct, Unit 321, Destin, FL 32541 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	1 Beds
Bathrooms	1 Baths
Architecture Style	Condo/Apartment
Year Built	Built 2003
Square Footage	920 sqft Living Area
Lot Size	775,514 sqft (17 acres)
Last Sale	$179,900 (2022)
Tax Bill	$1,998.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8986-5`
Alternative APNs	`00-2S-22-1050-0011-0321` `22S200105000110321`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Units	25 Units
Building Area	920 sqft Living Area
Stories	3 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment Style
Lot Area	775,514 sqft (17 acres)

Location & Zoning

Street Address	4040 DANCING CLOUD CT, 321
City	DESTIN
State	FL
Zip	32541-8566
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 321 BLG 11
Legal Subdivision	INDIAN LAKE CONDO
Legal Block	11
Legal Lot Number	321
Jurisdiction	OKALOOSA FL
Minor Civil Division	FORT WALTON BEACH
Census Blockgroup	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8986-5

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7220 YORK AVE S, 208, MINNEAPOLIS, MN 55435-4462
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Dec 28, 2005 · Amount on Record
Deed Doc Number	20223521482
Deed Book / Page	3600 / 435
Record Refreshed	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 21, 2022
Property Address	4040 DANCING CLOUD CT UNIT 321, 321, DESTIN, FL 32541-8566
Document Number	0036000435
Book / Page	3600 / 435
Map Reference	MB 2672 PG 3597
Instrument Date	Jan 20, 2022
Instrument	3521482
Transaction Type	Transfer
Record Updated	Mar 07, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 SUNRISE VALLEY RD, 1006, BLUE RIDGE, GA 30513-4492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 YORK AVE S APT 208, 208, EDINA, MN 55435-4462

Mortgage

Document Number	0003600437
Date	Jan 21, 2022
Instrument	3600/437

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,998.00 (+17.53%)	$190,000 (+18.75%) Building $190,000	$190,000 (+18.75%) Building $190,000
2023	$1,700.00 (+24.91%)	$160,000 (+7.38%) Building $160,000	$160,000 (+7.38%) Building $160,000
2022	$1,361.00	$149,000 Building $149,000	$149,000 Building $149,000

Flood & Wildfire

4040 Dancing Cloud Ct, Unit 321 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 2nd in Florida
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.