4040 Dancing Cloud Ct, Unit 318, Destin, FL 32541 Property Records

Okaloosa County property record for 4040 Dancing Cloud Ct, Unit 318, Destin, FL 32541 · Last verified July 2026

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 920 sqft · built 2003
Lot Size17 acres (775,514 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Mar 2026)
Tax Bill$870 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-598-8983-2

Property Details

APN / Parcel Number

Primary APNC56-000-598-8983-2
Alternative APNs
  • 00-2S-22-1050-0011-0318
  • 22S200105000110318

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units25 Units
Stories3 Stories
Building Area920 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area775,514 sqft (17 acres)

Location & Zoning

Street Address4040 DANCING CLOUD CT, 318
CityDESTIN
StateFL
Zip32541-8566
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionINDIAN LAKE CONDO UNIT 318 BLDG 11
Legal SubdivisionINDIAN LAKE CONDO
Legal Block11
Legal Lot Number318
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23304

Owner

Source: Okaloosa County records · APN C56-000-598-8983-2

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address90 BLUE PALM AVE, SANTA ROSA BEACH, FL 32459-6580
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Jul 18, 2017Warranty Deed, Transfer
AQUA TITLE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleAug 24, 2020 · Amount on Record
Deed Document Number20263807664
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 31, 2026
Property Address4040 DANCING CLOUD CT UNIT 318, 318, DESTIN, FL 32541-8566
Document Number0003807664
Map ReferenceMB 2672 PG 3597
Instrument DateMar 25, 2026
Instrument3807664
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 BETHEL CHURCH RD, FULTON, MS 38843-8569

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 BLUE PALM AVE, SANTA ROSA BEACH, FL 32459-6580

Mortgage

Document Number0003807665
DateMar 31, 2026
Instrument3807665
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 24, 2020
Property Address4040 DANCING CLOUD CT UNIT 318, 318, DESTIN, FL 32541-8566
Document Number0034854619
Book / Page3485 / 4619
Map ReferenceMB 2671 PG 3647
Instrument DateAug 21, 2020
Instrument3384613
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2232 SEARLE ST, 2232, MAPLEWOOD, MN 55117-1848

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 LEGION DR UNIT H2, H2, DESTIN, FL 32541-2531

Mortgage

Document Number0034854621
DateAug 24, 2020
Instrument3485/4621
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 18, 2017
Property Address4040 DANCING CLOUD CT UNIT 318, 318, DESTIN, FL 32541-8566
Document Number0033084934
Book / Page003308 / 004934
Instrument DateJul 14, 2017
Instrument3147989
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$724.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2232 SEARLE ST MAPLEWOOD MN 551171848, MAPLEWOOD, MN 55117-1848

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$870.00 (+7.14%) Homeowner's exemption$120,312 (+5.99%)$190,000 (+18.75%) Building $190,000
2023$812.00 (+3.44%) Homeowner's exemption$113,516 (+3%)$160,000 (+7.38%) Building $160,000
2022$785.00 Homeowner's exemption$110,210$149,000 Building $149,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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