4040 Beacon Ave, Monroe, NC 28110 Property Records

Union County property record for 4040 Beacon Ave, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2022
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$589,000 (Jun 2022)
Tax Bill$2,645 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-006-300

Property Details

APN / Parcel Number

Primary APN06-006-300

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area14,985 sqft (0.344 acres)

Location & Zoning

Street Address4040 BEACON AVE
CityMONROE
StateNC
Zip28110-9826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#153 CREEKS LANDING PH3 OPCP739-742
Legal SubdivisionCREEKS LANDING PHASE 3
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group2
Census Block2001
Census Tract20308

Owner

Source: Union County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4040 BEACON AVE, MONROE, NC 28110-9826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 22, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TRUIST BANK
Mar 21, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleMar 21, 2022 · Amount on Record
Deed Document Number202222334
Deed Book / Page8507 / 202
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4040 BEACON AVE, MONROE, NC 28110-9826
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 BEACON AVE, MONROE, NC 28110-9826

Mortgage

Document Number0009302831
DateFeb 11, 2026
Book Page9302/831
Instrument3471
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 22, 2022
Property Address4040 BEACON AVE, MONROE, NC 28110-9826
Document Number0008507202
Book / Page8507 / 202
Map ReferenceCAB P FILE 953-956
Instrument DateJun 22, 2022
Instrument22334
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,178.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 BEACON AVE, MONROE, NC 28110-9826

Mortgage

Document Number0000022335
DateJun 22, 2022
Instrument22335
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMar 21, 2022
Property Address4040 BEACON AVE, MONROE, NC 28110-9826
Document Number0000843165
Book / Page8431 / 65
Map ReferenceCAB P FILE 953-956
Instrument DateMar 18, 2022
Instrument10477
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$1,003.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,645.00 (+13.81%)$569,400 (+53.19%) Land $133,100 Building $436,300$569,400 (+53.19%) Land $133,100 Building $436,300
2023$2,324.00$371,700 Land $65,200 Building $306,500$371,700 Land $65,200 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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