4027 Beacon Ave, Monroe, NC 28110 Property Records

Union County property record for 4027 Beacon Ave, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details3,125 sqft · built 2021
Lot Size0.345 acres (15,028 sqft)
Owner2 Individual Names on Record
Last Sale$401,000 (May 2021)
Tax Bill$2,613 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Apr 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-003-389

Property Details

APN / Parcel Number

Primary APN06-003-389

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,125 sqft Total Area
1st Floor Area1,343 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area15,028 sqft (0.345 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4027 BEACON AVE
CityMONROE
StateNC
Zip28110-9826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 CREEKS LANDING PH2A OPCO974-976
Legal SubdivisionCREEKS LANDING PHASE 2A
Legal Lot Number74
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group2
Census Block2001
Census Tract20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4027 BEACON AVE, MONROE, NC 28110-9826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST CITIZENS BANK & TRUST CO
Apr 22, 2025Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
May 25, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 9, 2021Warranty Deed, Construction Loan · Construction Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2021 · Amount on Record
Deed SaleMay 25, 2021 · Amount on Record
Prior SaleFeb 9, 2021 · Amount on Record
Deed Document Number202124842
Deed Book / Page8113 / 729
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4027 BEACON AVE, MONROE, NC 28110-9826
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address4027 BEACON AVE, MONROE, NC 28110-9826

Mortgage

Document Number0008912454
DateMay 31, 2024
Book Page8912/454
Instrument12360
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4027 BEACON AVE, MONROE, NC 28110-9826
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009102842
DateApr 22, 2025
Book Page9102/842
Instrument9620
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 25, 2021
Property Address4027 BEACON AVE, MONROE, NC 28110-9826
Document Number0008113729
Book / Page8113 / 729
Map ReferenceCAB O FILE 974-976
Instrument DateMay 25, 2021
Instrument24842
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$802.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address4027 BEACON AVE, MONROE, NC 28110-9826

Mortgage

Document Number0000024843
DateMay 25, 2021
Instrument24843
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

February 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 9, 2021
Property Address4027 BEACON AVE, MONROE, NC 28110-9826
Document Number0007983178
Book / Page7983 / 178
Map ReferenceCAB O FILE 974-976
Instrument DateJan 5, 2021
Instrument6021
Transaction TypeConstruction Loan
Record UpdatedMar 31, 2026
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$568.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number0000006022
DateFeb 9, 2021
Instrument0006022
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$562,600 (-) Land $133,100 Building $429,500$562,600 (-) Land $133,100 Building $429,500
2025$2,613.00 (+12.87%)$562,600 (+51.97%) Land $133,100 Building $429,500$562,600 (+51.97%) Land $133,100 Building $429,500
2023$2,315.00$370,200 Land $65,200 Building $305,000$370,200 Land $65,200 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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