Lafayette County property record for 404 Whitney Cv, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,667 sqft · built 2000 |
| Lot Size | 2.8 acres (122,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jun 2021) |
| Tax Bill | $5,604 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182Y-09-151.00 |
| Primary APN | 182Y-09-151.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,667 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 122,094 sqft (2.8 acres) |
| Lot Dimensions | 205 ft deep x 59.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20198 |
|---|---|
| Street Address | 404 WHITNEY CV |
| City | OXFORD |
| State | MS |
| Zip | 38655-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79 SOUTH OAKS S/D 1ST ADD PHASE II PREV APN: 114K-09-009 |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 09 |
| Legal Subdivision | SOUTH OAKS SD |
| Legal Phase | 2 |
| Legal Lot Number | 79 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950505 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 WHITNEY CV, OXFORD, MS 38655-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Aug 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 24, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on Record |
| Deed Sale | Jun 3, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 20215923 |
| Prior Transfer Date | Aug 22, 2018 |
| Prior Transfer Doc | 201807131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jun 3, 2021 |
| Property Address | 404 WHITNEY CV, OXFORD, MS 38655-9534 |
| Document Number | 202105923 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 202105923 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59 COUNTY ROAD 373, 59, WATER VALLEY, MS 38965-3741 |
| Name | Verified Name |
|---|---|
| Address | 404 WHITNEY CV, OXFORD, MS 38655-9534 |
| Document Number | 202105924 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 202105924 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 455 Months |
| Due | May 28, 2059 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 24, 2018 |
| Property Address | 404 WHITNEY CV, OXFORD, MS 38655-9534 |
| Document Number | 201807132 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 201807132 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 614 CENTERPOINTE CV, 614, OXFORD, MS 38655-7719 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 404 WHITNEY CV, OXFORD, MS 38655-9534 |
| Document Number | 201807133 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 201807133 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 24, 2018 |
| Property Address | 404 WHITNEY CV, OXFORD, MS 38655-9534 |
| Document Number | 201807131 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 201807131 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 404 WHITNEY CV, OXFORD, MS 38655-9534 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,604.00 (+26.9%) | $43,077 (+26.92%) | $287,180 (+26.92%) Land $45,000 Building $242,180 |
| 2023 | $4,416.00 | $33,941 | $226,270 Land $45,000 Building $181,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T DSL | 100 / 20 |
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