Lafayette County property record for 400 Whitney Cv, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,265 sqft · built 1999 |
| Lot Size | 0.388 acres (16,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $333,000 (Oct 2023) |
| Tax Bill | $5,204 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182Y-09-152.00 |
| Primary APN | 182Y-09-152.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,916 sqft (0.388 acres) |
| Lot Dimensions | 163 ft deep x 103 ft wide |
| Patio Area | 186 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20196 |
|---|---|
| Street Address | 400 WHITNEY CV |
| City | OXFORD |
| State | MS |
| Zip | 38655-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 SOUTH OAKS S/D 1ST ADD PHASE II PREV APN: 114K-09-008 |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 09 |
| Legal Subdivision | SOUTH OAKS SD |
| Legal Phase | 2 |
| Legal Lot Number | 78 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950505 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8338 STRAWBERRY LN, CHARLOTTE, NC 28277-2573 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 26, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage MECHANICS BANK |
| Feb 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Prior Sale | Feb 7, 2022 |
| Deed Document Number | 20238768 |
| Prior Transfer Date | Jun 3, 2021 |
| Prior Transfer Doc | 0202201194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 400 WHITNEY CV, OXFORD, MS 38655-9534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8338 STRAWBERRY LN, CHARLOTTE, NC 28277-2573 |
| Document Number | 0020238755 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023-8755 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 400 WHITNEY CV, OXFORD, MS 38655-9534 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 400 WHITNEY CV, OXFORD, MS 38655-9534 |
| Document Number | 0202204933 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022-04933 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 20, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Feb 7, 2022 |
| Property Address | 400 WHITNEY CV, OXFORD, MS 38655-9534 |
| Document Number | 0202201194 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2022-01194 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 GLENARTNEY ST, 110, BRANDON, MS 39042-3435 |
| Name | Verified Name |
|---|---|
| Address | 400 WHITNEY CV, OXFORD, MS 38655-9534 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,204.00 (+48.22%) | $40,002 (+48.24%) | $266,680 (+48.24%) Land $45,000 Building $221,680 |
| 2023 | $3,511.00 | $26,985 | $179,900 Land $45,000 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| AT&T DSL | 100 / 20 |
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