404 W Main St, Ava, IL 62907 Property Records

Jackson County property record for 404 W Main St, Ava, IL 62907

Property Summary

Property Type	Single Family Home
Details	2 bd · 936 sqft · built 1914
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$32,500 (May 2019)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-327-004`

Property Details

APN / Parcel Number

Primary APN	`02-25-327-004`
Alternative APN	`02-25-327-004-0040`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Base Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	404 W MAIN ST
City	AVA
State	IL
Zip	62907-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANTS MILLS LOT 2 BLK A 2002/20084 749/513 618/414 2017R005614 2018R000865 2018R003179 219R002515 2023R003729 LOT SIZE 60 X 125
Legal Subdivision	GRANTS MILL ADD
Legal Block	A
Legal Lot Number	2
Jurisdiction	JACKSON IL
Township / Civil Division	BRADLEY
Census Block Group	2
Census Block	2054
Census Tract	10100

Owner

404 W Main St is owned and occupied by an individual who bought it in May 2019.

Source: Jackson County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	404 W MAIN ST, AVA, IL 62907-2573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Closed-End Mortgage FIRST NATIONAL BANK OF SPARTA
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST ST BK/CAMPBELL HILL
Jun 13, 2018	Grant Deed, Transfer
Feb 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	May 30, 2002 · Amount on File
Deed Document Number	20192515
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Sep 7, 2023
Property Address	404 W MAIN ST, AVA, IL 62907-2573
Document Number	0000003729
Instrument Date	Sep 1, 2023
Instrument	2023R003729
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 W MAIN ST, AVA, IL 62907-2573

Mortgage

Document Number	0000003730
Date	Sep 7, 2023
Instrument	2023R003730

Lender

Name	FIRST NATIONAL BANK OF SPARTA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2033

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	May 21, 2019
Property Address	404 W MAIN ST, AVA, IL 62907-2573
Document Number	0000002515
Instrument Date	May 17, 2019
Instrument	2515
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W MAIN ST AVA IL 629072573, AVA, IL 62907-2573

Mortgage

Document Number	2516
Date	May 21, 2019
Instrument	2516

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 20, 2024

Interest

Rate	5%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON IL
Recording Date	Jun 13, 2018
Property Address	404 W MAIN ST, AVA, IL 62907-2573
Document Number	0000003179
Instrument Date	Jun 11, 2018
Instrument	3179
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Amount	Amount on Record
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 W MAIN ST AVA IL 629072576, AVA, IL 62907-2576

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IL
Recording Date	Feb 9, 2018
Property Address	404 W MAIN ST, AVA, IL 62907-2573
Document Number	0000000865
Instrument Date	Feb 7, 2018
Instrument	865
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	138 FRITSCHE RD AVA IL 629072625, AVA, IL 62907-2625

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IL
Recording Date	Dec 6, 2017
Property Address	404 W MAIN ST, AVA, IL 62907-2573
Document Number	0000005614
Instrument Date	Dec 6, 2017
Instrument	5614
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	138 FRITSCHE RD AVA IL 629072625, AVA, IL 62907-2625

Tax Assessment & Valuation

The 2025 property tax bill for 404 W Main St was $1,818 with a homeowner's exemption, up 4.2% from the year before.

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ava City
County	Jackson County
County Subdivision	Bradley Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (+4.24%) Homeowner's exemption	$29,430 Land $1,485 Building $27,945	$88,290 Land $4,455 Building $83,835
2024	$1,744.00
2022	$204.00 Homeowner's exemption	$7,035 Land $1,091 Building $5,944	$21,105 Land $3,273 Building $17,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAVILLE WATER DISTRICT serves 1,108 people · EPA ID IL0775250
Water Source	Purchased surface water from KINKAID AREA WATER SYSTEM
Last State Inspection	May 2025
Also Mapped Here	AVA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLIP Networks Fixed Wireless	500 / 500
Wisper ISP Fixed Wireless	400 / 30
Frontier DSL	115 / 7

May also be available: ClearWave, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

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