307 W Main St, Ava, IL 62907 Property Records

Jackson County property record for 307 W Main St, Ava, IL 62907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1914
Lot Size	0.031 acres (1,350 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Feb 2020)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Sep 2021 Refinance Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-25-184-015`

Property Details

APN / Parcel Number

Primary APN	`02-25-184-015`
Alternative APN	`02-25-184-015-0040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
2nd Floor Area	1,366 sqft
Attic	Attic
Attic Area	1,366 sqft
Basement Area	1,366 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,350 sqft (0.031 acres)
Lot Dimensions	54 ft deep x 25 ft wide
Garage Area	600 sqft
Porch	Slab
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	307 W MAIN ST
City	AVA
State	IL
Zip	62907-2569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G.W. JOHNSON'S ADD LOTS 8 & 9 BLK 17 396/324 2015R006235 2020R000470
Legal Subdivision	W. JOHNSON'S ADD
Legal Block	17
Legal Lot Number	8,9
Jurisdiction	JACKSON IL
Township / Civil Division	BRADLEY
Census Block Group	2
Census Block	2039
Census Tract	10100

Owner

307 W Main St is owned and occupied by an individual who bought it in February 2020.

Source: Jackson County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	307 W MAIN ST, AVA, IL 62907-2569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MURPHY WALL STATE BANK
Feb 7, 2020	Warranty Deed, Transfer · Line of Credit MURPHY-WALL ST BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Mar 4, 2016 · Amount on File
Deed Document Number	2020470
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	307 W MAIN ST, AVA, IL 62907-2569
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004922
Date	Sep 9, 2021
Instrument	2021R004922

Lender

Name	MURPHY WALL STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Feb 7, 2020
Property Address	307 W MAIN ST, AVA, IL 62907-2569
Document Number	0000000470
Instrument Date	Jan 24, 2020
Instrument	470
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	JACKSON COUNTY ABSTRACT, JACKSON CNTY ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 W MAIN ST AVA IL 629072569, AVA, IL 62907-2569

Mortgage

Document Number	471
Date	Feb 7, 2020
Instrument	471

Lender

Name	MURPHY-WALL ST BK&TR
Type	Bank
Address	PINCKNEYVILLE, IL 62274-0128

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 6, 2040

Interest

Rate Type	Adjustable Rate
Rate	1.59%

Tax Assessment & Valuation

The 2025 property tax bill for 307 W Main St was $2,323, up 2.2% from the year before.

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ava City
County	Jackson County
County Subdivision	Bradley Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,323.00 (+2.2%)	$29,780 Land $3,117 Building $26,663	$89,340 Land $9,351 Building $79,989
2024	$2,273.00
2022	$1,891.00	$21,893 Land $2,291 Building $19,602	$65,679 Land $6,873 Building $58,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAVILLE WATER DISTRICT serves 1,108 people · EPA ID IL0775250
Water Source	Purchased surface water from KINKAID AREA WATER SYSTEM
Last State Inspection	May 2025
Also Mapped Here	AVA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLIP Networks Fixed Wireless	500 / 500
Wisper ISP Fixed Wireless	400 / 30
Frontier DSL	115 / 7

May also be available: ClearWave, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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