1. Home
  2. Illinois
  3. Monroe County
  4. Waterloo
  5. W 3rd St

404 W 3rd St, Waterloo, IL 62298 Property Records

Monroe County property record for 404 W 3rd St, Waterloo, IL 62298 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size8,248 sqft (0.19 acres)
Last Sale$90,000 (2023)
Tax Bill$1,875.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-183-008-000
Alternative APN
  • 07251010400100 00

Exterior

Lot Area8,248 sqft (0.19 acres)
Depth X Width125 ft x 56 ft Depth x Width

Location & Zoning

Street Address404 W 3RD ST
CityWATERLOO
StateIL
Zip62298-1357
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionLOTS 1 & 2 L M ECKERTS ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionL M ECKERTS ADD
Legal Lot Number1,2
JurisdictionMONROE IL
Minor Civil Division32
Census Blockgroup3
Census Block3056
Census Tract600401

Owner

Source: Monroe County records · APN 07-25-183-008-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address113 N MAIN ST, WATERLOO, IL 62298-1202
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 27, 2024Deed of Trust, Mortgage · Commercial Mortgage
BUENA VISTA NATIONAL BANK
Nov 16, 2023Intrafamily Transfer, Transfer
ACCENT TITLE
Nov 16, 2023Warranty Deed, Transfer
ACCENT TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2023 · Amount on Record
Deed SaleNov 16, 2023 · Amount on Record
Prior Transfer DateNov 10, 2023
Prior Transfer Doc0000431199
Record RefreshedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateMar 09, 2026
Property Address404 W 3RD ST, WATERLOO, IL 62298-1357
Document Number0000441547
Instrument DateJan 28, 2026
Instrument441547
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address306 E MILL ST, WATERLOO, IL 62298-1521

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address306 E MILL ST, WATERLOO, IL 62298-1521

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address404 W 3RD ST, WATERLOO, IL 62298-1357
Transaction TypeMortgage
Record UpdatedApr 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000432563
DateMar 27, 2024
Instrument432563
Lender
NameBUENA VISTA NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 21, 2029

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateNov 16, 2023
Property Address404 W 3RD ST, WATERLOO, IL 62298-1357
Document Number0000431199
Instrument DateNov 10, 2023
Instrument431199
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyACCENT TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address306 E MILL ST, WATERLOO, IL 62298-1521

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateNov 16, 2023
Property Address404 W 3RD ST, WATERLOO, IL 62298-1357
Document Number0000431200
Map ReferenceMB R PG 393
Instrument DateNov 10, 2023
Instrument431200
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
Tax$135.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address306 E MILL ST, WATERLOO, IL 62298-1521

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 N MAIN ST, WATERLOO, IL 62298-1202

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 (-18.66%) Land $4,800 Building $25,200$90,000 (-18.66%) Land $14,400 Building $75,600
2024$1,875.00
2022$36,880 Land $4,800 Building $32,080$110,640 Land $14,400 Building $96,240

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures