404 W 2nd St, Delphos, OH 45833 Property Records

Van Wert County property record for 404 W 2nd St, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,962 sqft · built 1900
Lot Size	0.144 acres (6,269 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jun 2020)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-048912.0000`

Property Details

APN / Parcel Number

Primary APN	`25-048912.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	1,490 sqft
Upper Floors Area	944 sqft
Basement Area	508 sqft
Unfinished Basement	508 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,269 sqft (0.144 acres)
Lot Dimensions	95 ft deep x 66 ft wide
Garage Area	240 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	404 W 2ND ST
City	DELPHOS
State	OH
Zip	45833-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 228 SPT DELPHOS CORP
Legal Subdivision	BREDEICKS HERIS ADDITION
Legal Lot Number	228
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2049
Census Tract	20500

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 W 2ND ST, DELPHOS, OH 45833-1607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Nov 23, 1998 · Amount on Record
Deed Document Number	20201718
Deed Book / Page	416 / 940
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	000416/940
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	404 W 2ND ST, DELPHOS, OH 45833-1607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	402/2649
Date	May 4, 2017
Book Page	402/2649
Instrument	201700001486

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Jun 1, 2020
Property Address	404 W 2ND ST, DELPHOS, OH 45833-1607
Document Number	000416/940
Book / Page	416 / 940
Instrument Date	May 28, 2020
Instrument	202000001718
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W 2ND ST, DELPHOS, OH 45833-1607

Mortgage

Document Number	202000001719
Date	Jun 1, 2020
Instrument	202000001719

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+0.28%) Homeowner's exemption	$51,280 (-) Land $3,000 Building $48,280
2024	$1,442.00 (-3.09%) Homeowner's exemption	$51,280 (-) Land $3,000 Building $48,280	$146,510 (-) Land $8,570 Building $137,940
2023	$1,488.00 (+36.39%) Homeowner's exemption	$51,280 (+45.02%) Land $3,000 Building $48,280	$146,510 (+45.02%) Land $8,570 Building $137,940
2022	$1,091.00 Homeowner's exemption	$35,360 Land $2,380 Building $32,980
2020			$101,030 Land $6,800 Building $94,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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