403 W 2nd St, Delphos, OH 45833 Property Records

Van Wert County property record for 403 W 2nd St, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,912 sqft · built 1900
Lot Size	0.142 acres (6,198 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (May 2020)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-048900.0000`

Property Details

APN / Parcel Number

Primary APN	`25-048900.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,144 sqft
Upper Floors Area	1,024 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,198 sqft (0.142 acres)
Lot Dimensions	92 ft deep x 66 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	403 W 2ND ST
City	DELPHOS
State	OH
Zip	45833-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 227 NPT DELPHOS CORP
Legal Subdivision	DELPHOS
Legal Lot Number	227
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2060
Census Tract	20500

Owner

403 W 2nd St is owned and occupied by an individual who bought it in May 2020.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	403 W 2ND ST, DELPHOS, OH 45833-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
May 26, 2020	Survivorship Deed, Transfer · Conventional Mortgage THE UNION BANK CO
May 22, 2018	Intrafamily Transfer, Transfer
May 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	20201631
Deed Book / Page	416 / 507
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	00409/1087
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Recording Date	Apr 30, 2026
Property Address	403 W 2ND ST, DELPHOS, OH 45833-1608
Document Number	00437/5902
Book / Page	437 / 5902
Instrument Date	Apr 29, 2026
Instrument	20261325
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W 2ND ST, DELPHOS, OH 45833-1608
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001325,
Date	Apr 30, 2026
Book Page	437/5902
Instrument	20261325

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	VAN WERT OH
Recording Date	May 26, 2020
Property Address	403 W 2ND ST, DELPHOS, OH 45833-1608
Document Number	416/507
Book / Page	416 / 507
Instrument Date	May 21, 2020
Instrument	202000001631
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W 2ND ST, DELPHOS, OH 45833-1608

Mortgage

Document Number	202000001632
Date	May 26, 2020
Instrument	202000001632

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN WERT OH
Recording Date	May 22, 2018
Property Address	403 W 2ND ST, DELPHOS, OH 45833-1608
Document Number	409/1087
Book / Page	409 / 1087
Instrument Date	May 17, 2018
Instrument	201800001745
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 S DEFIANCE TRL, SPENCERVILLE, OH 45887-9712

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	May 23, 2018
Property Address	403 W 2ND ST, DELPHOS, OH 45833-1608
Document Number	409/1244
Book / Page	409 / 1244
Instrument Date	May 14, 2018
Instrument	201800001774
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 S DEFIANCE TRL, SPENCERVILLE, OH 45887-9712

Tax Assessment & Valuation

The 2025 property tax bill for 403 W 2nd St was $1,550, up 0.3% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+0.26%) Homeowner's exemption	$55,000 (-) Land $2,980 Building $52,020
2024	$1,546.00 (-3.07%) Homeowner's exemption	$55,000 (-) Land $2,980 Building $52,020	$157,140 (-) Land $8,510 Building $148,630
2023	$1,595.00 (+34.37%) Homeowner's exemption	$55,000 (+42.82%) Land $2,980 Building $52,020	$157,140 Land $8,510 Building $148,630
2022	$1,187.00 Homeowner's exemption	$38,510 Land $2,330 Building $36,180
2020			$110,030 Land $6,660 Building $103,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 W 2nd St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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