404 Varner Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 404 Varner Way, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2022
Square Footage	2,357 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$482,800 (2022)
Tax Bill	$5,587.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027971-4880`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,357 sqft Living Area
Gross Area	2,926 sqft Gross Area
1st Floor	981 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	449 sqft Garage
Patio Area	520 sqft Patio
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	404 VARNER WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3374
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	109/1-45 SILVER LANDING LOT 488 OR5615/1889
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	SILVER LANDING
Legal Block	1
Legal Lot Number	488
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027971-4880

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 VARNER WAY, SAINT AUGUSTINE, FL 32092-3374
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Doc Number	202278450
Deed Book / Page	5615 / 1889
Record Refreshed	Jun 08, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 15, 2022
Property Address	404 VARNER WAY, SAINT AUGUSTINE, FL 32092-3374
Document Number	0056151889
Book / Page	5615 / 1889
Map Reference	MB 109 PG 1
Instrument Date	Aug 12, 2022
Instrument	2022078450
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,379.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 VARNER WAY, SAINT AUGUSTINE, FL 32092-3374

Mortgage

Document Number	0056151893
Date	Aug 15, 2022
Instrument	5615/1893

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,254 (-9.46%) Land $115,000 Building $273,254	$388,254 (-11.03%) Land $115,000 Building $273,254
2025	$5,587.00 (+12.08%) Homeowner's exemption	$428,805 (+2.9%)	$436,394 (+4.72%) Land $115,000 Building $321,394
2024	$4,985.00 (-2.14%) Homeowner's exemption	$416,720 (-0.93%)	$416,720 (-0.93%) Land $100,000 Building $316,720
2023	$5,094.00 (+274.28%) Homeowner's exemption	$420,650 (+295.35%)	$420,650 (+295.35%) Land $110,000 Building $310,650
2022	$1,361.00	$106,400	$106,400 Land $106,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 382 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.