348 Varner Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 348 Varner Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$491,100 (Aug 2022)
Tax Bill	$334 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027971-4830`

Property Details

APN / Parcel Number

Primary APN	`027971-4830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,599 sqft
1st Floor Area	2,027 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	348 VARNER WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109/1-45 SILVER LANDING LOT 483 OR5616/1800
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	SILVER LANDING
Legal Block	1
Legal Lot Number	483
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	348 VARNER WAY, SAINT AUGUSTINE, FL 32092-3374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	202279022
Deed Book / Page	5616 / 1800
Record Updated	Jun 8, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 16, 2022
Property Address	348 VARNER WAY, SAINT AUGUSTINE, FL 32092-3374
Document Number	0056161800
Book / Page	5616 / 1800
Map Reference	MB 109 PG 1-45
Instrument Date	Aug 12, 2022
Instrument	2022079022
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,437.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 VARNER WAY, ST AUGUSTINE, FL 32092-3374

Mortgage

Document Number	0056161804
Date	Aug 16, 2022
Instrument	5616/1804

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,626 (+0.71%) Land $115,000 Building $256,626	$371,626 (+0.71%) Land $115,000 Building $256,626
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$369,006 (+0.49%)	$369,006 (-7.84%) Land $115,000 Building $254,006
2024	$254.00 Disabled Person's exemption Veteran's exemption	$367,191 (+3%)	$400,414 (-2.44%) Land $100,000 Building $300,414
2023	$254.00 (-81.34%) Disabled Person's exemption Veteran's exemption	$356,496 (+235.05%)	$410,414 (+285.73%) Land $110,000 Building $300,414
2022	$1,361.00	$106,400	$106,400 Land $106,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20