404 Timber Ests, Algona, IA 50511 Property Records

Kossuth County property record for 404 Timber Ests, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,531 sqft · built 2000
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,892 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-10-404-008`

Property Details

APN / Parcel Number

Primary APN	`22-10-404-008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,531 sqft Living Area
Basement Area	1,385 sqft
Finished Basement	900 sqft
Unfinished Basement	485 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Attached
Garage Area	944 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	121 sqft
Patio Area	319 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 TIMBER ESTS
City	ALGONA
State	IA
Zip	50511-7291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 TIMBER ESTATE S BEING PART OF SE
Legal Range	29W
Legal Township	95N
Legal Section	10
Legal Subdivision	TIMBER ESTATES
Legal Lot Number	11
Jurisdiction	KOSSUTH IA
Township / Civil Division	CRESCO
Census Block Group	3
Census Block	3012
Census Tract	950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jan 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/3089
Date	Nov 17, 2025
Book Page	2025/3089
Instrument	2025 3089

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1062
Date	Apr 14, 2020
Book Page	2020/1062
Instrument	2020 1062

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002020/33
Date	Jan 6, 2020
Book Page	2020/33
Instrument	33

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/649
Date	Mar 2, 2020
Book Page	2020/649
Instrument	649

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1825
Date	Jun 28, 2021
Book Page	2021/1825
Instrument	2021 1825

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1605
Date	May 25, 2022
Book Page	2022/1605
Instrument	2022 1605

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2032

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	404 TIMBER ESTS, ALGONA, IA 50511-7291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1062
Date	Apr 14, 2020
Book Page	2020/1062
Instrument	2020 1062

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,892.00 (+4.62%) Homeowner's exemption	$541,374 (+9.31%) Land $36,575 Building $504,799
2024	$4,676.00 (-8.39%)
2023		$495,287 Land $36,575 Building $458,712	$495,287 (-8.51%) Land $36,575 Building $458,712
2021	$5,104.00		$541,374 Land $36,575 Building $504,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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