403 Timber Ests, Algona, IA 50511 Property Records

Kossuth County property record for 403 Timber Ests, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,525 sqft · built 1999
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jul 2025)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-10-404-004`

Property Details

APN / Parcel Number

Primary APN	`22-10-404-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area
Basement Area	794 sqft
Finished Basement	1,350 sqft
Unfinished Basement	2,287 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	537 sqft
Patio Area	641 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 TIMBER ESTS
City	ALGONA
State	IA
Zip	50511-7292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 TIMBER ESTATES BEING PART OF SE1/4
Legal Range	29W
Legal Township	95N
Legal Section	10
Legal Subdivision	TIMBER ESTATES
Legal Lot Number	6
Jurisdiction	KOSSUTH IA
Township / Civil Division	CRESCO
Census Block Group	3
Census Block	3012
Census Tract	950400

Owner

403 Timber Ests is owned by two individuals who bought it in July 2025.

Source: Kossuth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 E NEBRASKA ST, ALGONA, IA 50511-2722
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK
May 18, 2018	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Dec 30, 2022 · Amount on File
Deed Document Number	20251850
Deed Book / Page	2025 / 1850
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jan 12, 2021
Property Address	403 TIMBER ESTS, ALGONA, IA 50511-7292
Document Number	002021/108
Book / Page	2021 / 108
Instrument Date	Nov 21, 2020
Instrument	2021 0108
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 TIMBER ESTS, ALGONA, IA 50511-7292

Mortgage

Document Number	002021/109
Date	Jan 12, 2021
Book Page	2021/109
Instrument	2021 0109

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	May 18, 2018
Property Address	403 TIMBER ESTS, ALGONA, IA 50511-7292
Document Number	02018/1467
Book / Page	2018 / 1467
Instrument Date	Oct 2, 2017
Instrument	000000001467
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 TIMBER ESTS, ALGONA, IA 50511-7292

Mortgage

Document Number	0000002018/0000001468
Date	May 18, 2018
Book Page	0000002018/0000001468
Instrument	000000001468

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	176 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 403 Timber Ests was $4,118, up 7.3% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,118.00 (+7.3%)	$446,490 Land $36,344 Building $410,146
2024	$3,838.00
2023		$408,476 Land $36,344 Building $372,132	$408,476 Land $36,344 Building $372,132
2021	$4,210.00		$446,490 Land $36,344 Building $410,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Timber Ests in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Timber Ests is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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