404 Summer St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 404 Summer St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,183 sqft · built 1900
Lot Size	0.139 acres (6,037 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Jun 2024)
Tax Bill	$7,741 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:036 L:774 S:003`

Property Details

APN / Parcel Number

Primary APN	`B:036 L:774 S:003`
Alternative APN	`LYNN M:036 B:774 L:003`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,183 sqft Living Area
Gross Area	4,700 sqft
Basement Area	1,061 sqft
Unfinished Basement	1,061 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	6,037 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	404 SUMMER ST
City	LYNN
State	MA
Zip	01905-2858
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	B
Legal Block	774
Legal Lot Number	3
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2002
Census Tract	207100

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 WILBUR AVE, SAUGUS, MA 01906-4162
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage HOMETOWN EQUITY MTG
Jul 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
May 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Feb 21, 2007 · Amount on Record
Deed Document Number	202420240628002960
Deed Book / Page	42193 / 375
Transfer Doc	35855-470
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	404 SUMMER ST, LYNN, MA 01905-2858
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043022-135
Date	Oct 22, 2025
Book Page	43022/135
Instrument	20251022002520

Lender

Name	HOMETOWN EQUITY MTG

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	404 SUMMER ST, LYNN, MA 01905-2858
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040074-585
Date	Jul 13, 2021
Book Page	40074/585
Instrument	20210713000260

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 10, 2017
Property Address	404 SUMMER ST, LYNN, MA 01905-2858
Document Number	35855-470
Book / Page	035855 / 000470
Instrument Date	Apr 22, 2017
Instrument	1705100161
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 SUMMER ST LYNN MA 019052858, LYNN, MA 01905-2858

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,741.00 (+1.49%)	$747,200 (+3.16%) Land $210,800 Building $536,400
2024	$7,627.00 (+5.87%)	$724,300 (+12.1%) Land $193,700 Building $530,600
2023	$7,204.00	$646,100 Land $172,500 Building $473,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1987–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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