403 Summer St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 403 Summer St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,381 sqft · built 1920
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,035 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B:036 L:765 S:052`

Property Details

APN / Parcel Number

Primary APN	`B:036 L:765 S:052`
Alternative APN	`LYNN M:036 B:765 L:052`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,381 sqft Living Area
Gross Area	4,876 sqft
Basement Area	1,127 sqft
Unfinished Basement	1,127 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,807 sqft (0.133 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	403 SUMMER ST
City	LYNN
State	MA
Zip	01905-1575
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	B
Legal Block	765
Legal Lot Number	52
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1004
Census Tract	207100

Owner

403 Summer St, a triplex, is owner-occupied and held in a trust since March 2026.

Source: Essex County and Lynn City records, as of April 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	403 SUMMER ST, LYNN, MA 01905-1575
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 21, 2026
Transfer Doc	043285-454
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 23, 2026
Property Address	403 SUMMER ST, LYNN, MA 01905-1575
Document Number	043285-454
Book / Page	43285 / 454
Instrument Date	Mar 21, 2026
Instrument	20260323000130
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SUMMER ST, LYNN, MA 01905-1575

Tax Assessment & Valuation

The 2025 property tax bill for 403 Summer St was $8,035, up 1.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,035.00 (+1.43%)	$775,600 (+3.1%) Land $209,500 Building $566,100
2024	$7,922.00 (+5.95%)	$752,300 (+12.18%) Land $192,500 Building $559,800
2023	$7,477.00	$670,600 Land $171,400 Building $499,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 403 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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