Montgomery County property record for 404 Spring St, Mount Sterling, KY 40353 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Oct 2004) |
| Tax Bill | $29 (2020) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-60-03-003.00 |
| Primary APN | 23M-60-03-003.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 7621 |
|---|---|
| Street Address | 404 SPRING ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 404 SPRING ST LOT (HOUSE UNLIVABLE) |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 920302 |
Source: Montgomery County records · APN 23M-60-03-003.00
Assessment roll updated April 1, 2020 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 E HIGH ST APT 106, 106, MOUNT STERLING, KY 40353-1203 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2004 · Amount on Record |
| Deed Sale | Oct 01, 2004 · Amount on Record |
| Deed Document Number | 0000262796 |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated April 1, 2020 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2020 | $29.00 | $3,000 | $3,000 |
Source: FEMA National Flood Hazard Layer, Montgomery County (21173C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211739203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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