Montgomery County property record for 403 Spring St, Mount Sterling, KY 40353
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,813 sqft |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $98 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-60-02-009.00 |
| Primary APN | 23M-60-02-009.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Total Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Mud Sill |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,400 sqft (0.055 acres) |
| Lot Dimensions | 60 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 84 sqft |
| Account Number | 648177 |
|---|---|
| Street Address | 403 SPRING ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1746 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 403 & 405 SPRING ST/DUPLEX |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 920302 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 SPRING ST APT 1, 1, MOUNT STERLING, KY 40353-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000327586 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98.00 | $10,000 (-) | $10,000 (-) |
| 2023 | $98.00 | $10,000 | $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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