404 Southern St, Hernando, MS 38632 Property Records

DeSoto County property record for 404 Southern St, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,085 sqft · built 1999
Lot Size	0.197 acres (8,601 sqft)
Owner	Individual Name on File
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-13-83-4-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-83-4-00002-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,085 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,601 sqft (0.197 acres)
Lot Dimensions	90 ft deep x 95 ft wide

Location & Zoning

Street Address	404 SOUTHERN ST
City	HERNANDO
State	MS
Zip	38632-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	WESTSIDE HILLS S-D SEC A LOT 2
Legal Range	08
Legal Township	03
Legal Section	13
Legal Quarter	NE
Legal Subdivision	WESTSIDE HILLS S-D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	71124

Owner

Source: DeSoto County records · APN 3-08-6-13-83-4-00002-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2154 PLEASANT BEND DR, HERNANDO, MS 38632-2008
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2020
Deed Sale	Jul 10, 2020
Deed Document Number	0000925242
Deed Book / Page	925 / 242
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 10, 2020
Property Address	404 SOUTHERN ST, HERNANDO, MS 38632-2600
Document Number	000925/242
Book / Page	925 / 242
Map Reference	MB 67 PG 26-27
Instrument Date	Jul 09, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 PLEASANT VIEW CV, 1661, NESBIT, MS 38651-9181

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2154 PLEASANT BEND DR, HERNANDO, MS 38632-2008

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00 (+15.92%)	$10,688 (+38.03%) Land $1,200 Building $9,488	$71,252 (+38.04%) Land $8,000 Building $63,252
2023	$1,074.00	$7,743	$51,617 Land $8,000 Building $43,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.