DeSoto County property record for 378 Southern St, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2023 |
| Square Footage | 1,498 sqft Adjusted Area |
| Lot Size | 8,586 sqft (0.197 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,471.00 (2025) |
Source: DeSoto County records · APN 3-08-6-13-00-4-00110-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Jan 24, 2024 | Intrafamily Transfer, Transfer |
| Mar 24, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage SOUTHERN BANCORP BANK |
| Jul 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Jul 21, 2023 | Warranty Deed, Subdivision Related Transfer |
| Oct 19, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 |
| Deed Sale | Jul 21, 2023 |
| Prior Sale | Oct 19, 2022 |
| Deed Book / Page | 1023 / 13088 |
| Last Transfer Date | Jan 23, 2024 |
| Transfer Doc | 01024/1058 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 24, 2024 |
| Property Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Document Number | 01024/1058 |
| Book / Page | 1024 / 1058 |
| Instrument Date | Jan 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3300 WETHERBY CV S, GERMANTOWN, TN 38139-8074 |
| Document Number | 5660/20503 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 5660/20503 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 23, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6565 TULANE RD, HORN LAKE, MS 38637-2137 |
| Document Number | 5660/67513 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 5660/67513 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 39255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 21, 2023 |
| Property Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Document Number | 01023/3088 |
| Book / Page | 1023 / 3088 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 665, HERNANDO, MS 38632-0665 |
| Name | Verified Name |
|---|---|
| Address | 2230 THOUSAND OAKS DR, HERNANDO, MS 38632-6622 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 19, 2022 |
| Property Address | 378 SOUTHERN ST, HERNANDO, MS 38632-2631 |
| Document Number | 001015/596 |
| Book / Page | 1015 / 596 |
| Instrument Date | Oct 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2671 SCHOOL ST, HERNANDO, MS 38632-2737 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 665, HERNANDO, MS 38632-0665 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,471.00 (+861.44%) | $15,210 (+1,277.72%) Land $736 Building $14,474 | $152,096 (+1,966.52%) Land $7,360 Building $144,736 |
| 2023 | $153.00 | $1,104 (-) | $7,360 (-) Land $7,360 |
| 2022 | $153.00 | $1,104 Land $1,104 | $7,360 Land $7,360 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 19% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-08-6-13-00-4-00110-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,498 sqft Adjusted Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 8,586 sqft (0.197 acres) |
| Depth X Width | 75 ft x 92 ft Depth x Width |
| Street Address | 378 SOUTHERN ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-3-8 PT LOT 256 HERNANDO INC |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 256 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 71124 |
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