McNairy County property record for 404 Smith Ln, Finger, TN 38334
| Property Type | Rural Home |
|---|---|
| Details | 1,568 sqft · built 2020 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $325 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055012 00605 |
| Primary APN | 055012 00605 |
|---|---|
| Alternative APN |
|
| Building Area | 1,568 sqft Living Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 653,400 sqft (15 acres) |
| Terrain | Rolling |
| Sewer | Connected |
|---|
| Street Address | 404 SMITH LN |
|---|---|
| City | FINGER |
| State | TN |
| Zip | 38334-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:01 MAP REF:012 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 930200 |
404 Smith Ln, a rural home, is owned and occupied by an individual who acquired it in March 2020.
Source: McNairy County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SMITH LN, FINGER, TN 38334-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2020 |
| Deed Sale | Mar 2, 2020 |
| Deed Document Number | 0000253604 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 404 Smith Ln was $325.
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $325.00 | $20,600 Land $1,000 Building $19,600 | |
| 2023 | $20,600 Land $1,000 Building $19,600 | ||
| 2022 | $315.00 | $82,400 Land $4,000 Building $78,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Smith Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Smith Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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