McNairy County property record for 292 Smith Ln, Finger, TN 38334
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,296 sqft · built 1990 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $900 (Jul 1990) |
| Tax Bill | $250 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 055012 00603 |
| Primary APN | 055012 00603 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 102,802 sqft (2.36 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 64 sqft |
| Patio Area | 576 sqft |
| Canopy | 1 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 292 SMITH LN |
|---|---|
| City | FINGER |
| State | TN |
| Zip | 38334-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 930200 |
292 Smith Ln is owned and occupied by an individual who acquired it in December 2023.
Source: McNairy County records, as of January 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 292 SMITH LN, FINGER, TN 38334-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 1990 · Amount on File |
| Deed Sale | Jul 27, 1990 · Amount on File |
| Deed Book / Page | 128 / 661 |
| Last Transfer Date | Dec 27, 2023 |
| Transfer Doc | 0000023168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Dec 28, 2023 |
| Property Address | 292 SMITH LN, FINGER, TN 38334-2442 |
| Document Number | 0000023168 |
| Book / Page | 23 / 168 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 134023 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 SMITH LN, FINGER, TN 38334-2442 |
The 2025 property tax bill for 292 Smith Ln was $250.
Source: McNairy County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $250.00 | $15,875 Land $1,575 Building $14,300 | |
| 2023 | $15,875 (-) Land $1,575 Building $14,300 | ||
| 2022 | $250.00 | $15,875 Land $1,575 Building $14,300 | $63,500 Land $6,300 Building $57,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 292 Smith Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 292 Smith Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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