404 Silver Maple Ct, Fletcher, NC 28732 Property Records

Henderson County property record for 404 Silver Maple Ct, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,582 sqft · built 1995
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2016)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9653123064`

Property Details

APN / Parcel Number

Primary APN	`9653123064`
Alternative APNs	`00965312306455` `9954932`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,582 sqft Heated Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft
Attic	Attic
Attic Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	384 sqft
Canopy	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9954932
Street Address	404 SILVER MAPLE CT
City	FLETCHER
State	NC
Zip	28732-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9954932~R-
Legal Description	WINDSOR FOREST LO46 PHII PL1995-1950
Legal Subdivision	WINDSOR FOREST (3816)
Legal Phase	2
Legal Block	12
Legal Lot Number	3064
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3001
Census Tract	930600

Owner

404 Silver Maple Ct is owned and occupied by two individuals who acquired it in June 2021.

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 SILVER MAPLE CT, FLETCHER, NC 28732-9220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2016 · Amount on File
Deed Sale	Mar 10, 2016 · Amount on File
Prior Sale	Oct 17, 2011
Deed Book / Page	1654 / 290
Last Transfer Date	Jun 15, 2021
Transfer Doc	0037350069
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Jun 21, 2021
Property Address	404 SILVER MAPLE CT, FLETCHER, NC 28732-9220
Document Number	0037350069
Book / Page	3735 / 69
Map Reference	SL 1950
Instrument Date	Jun 15, 2021
Instrument	956289
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SILVER MAPLE CT, FLETCHER, NC 28732-9220

Mortgage

Document Number	956290
Date	Jun 21, 2021
Instrument	956290

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	404 SILVER MAPLE CT, FLETCHER, NC 28732-9220
Document Number	0033220367
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 SILVER MAPLE CT FLETCHER NC 287329220, FLETCHER, NC 28732-9220

Mortgage

Document Number	0033220367
Date	Apr 15, 2019
Book Page	003322/000367
Instrument	901768

Lender

Name	UNITED FCU
Type	Credit Union
Address	ST JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 Silver Maple Ct was $2,091.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,200 (-) Land $75,000 Building $410,200
2025	$2,091.00	$485,200 Land $75,000 Building $410,200
2023		$485,200 Land $75,000 Building $410,200	$485,200 Land $75,000 Building $410,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Silver Maple Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 9 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Silver Maple Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Silver Maple Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures