401 Silver Maple Ct, Fletcher, NC 28732 Property Records

Henderson County property record for 401 Silver Maple Ct, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,422 sqft · built 1996
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Jun 2025)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9653111945`

Property Details

APN / Parcel Number

Primary APN	`9653111945`
Alternative APNs	`00965311194555` `9954937`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,422 sqft Heated Area
1st Floor Area	1,226 sqft
Upper Floors Area	1,083 sqft
Attic	Attic
Attic Area	113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9954937
Street Address	401 SILVER MAPLE CT
City	FLETCHER
State	NC
Zip	28732-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9954937~R-
Legal Description	51 WINDSOR FOREST PH II PHII PL1996-2115
Legal Subdivision	WINDSOR FOREST (3816)
Legal Phase	2
Legal Block	11
Legal Lot Number	1945
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3001
Census Tract	930600

Owner

401 Silver Maple Ct is owned and occupied by an individual who bought it in June 2025.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	401 SILVER MAPLE CT, FLETCHER, NC 28732-9220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Jun 30, 2025 · Amount on File
Deed Document Number	20251033216
Deed Book / Page	4308 / 715
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	401 SILVER MAPLE CT, FLETCHER, NC 28732-9220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031230060
Date	Oct 31, 2017
Book Page	3123/60

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	401 SILVER MAPLE CT, FLETCHER, NC 28732-9220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031660484
Date	Feb 23, 2018
Book Page	3166/484

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	401 SILVER MAPLE CT, FLETCHER, NC 28732-9220
Document Number	0031660594
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 SILVER MAPLE CT FLETCHER NC 287329220, FLETCHER, NC 28732-9220

Mortgage

Document Number	0031660594
Date	Jan 21, 2021
Book Page	003166/000594
Instrument	943106

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 401 Silver Maple Ct was $2,192.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,800 Land $75,000 Building $433,800
2025	$2,192.00
2023		$508,800 Land $75,000 Building $433,800	$508,800 Land $75,000 Building $433,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Silver Maple Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 9 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Silver Maple Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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