Dorchester County property record for 404 Shepherd Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 992 sqft · built 1950 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Nov 2005) |
| Tax Bill | $1,955 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-173164 |
| Primary APN | 07-173164 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 992 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 9,400 sqft (0.216 acres) |
| Porch | Slab |
| Deck Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 173164 |
|---|---|
| Street Address | 404 SHEPHERD AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | L 113H-9,400 SQ. FT. 404 SHEPHERD AVENUE CAMBRIDGE |
| Legal Subdivision | STONE BOUNDRY DEVELOPMENT |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970600 |
404 Shepherd Ave is owned and occupied by an individual who acquired it in September 2023.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SHEPHERD AVE, CAMBRIDGE, MD 21613-2849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2005 · Amount on File |
| Deed Sale | Nov 9, 2005 · Amount on File |
| Prior Sale | Sep 20, 1996 · Amount on File |
| Deed Document Number | 200550610 |
| Deed Book / Page | 689 / 709 |
| Last Transfer Date | Sep 13, 2023 |
| Transfer Doc | 0018340119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Sep 20, 2023 |
| Property Address | 404 SHEPHERD AVE, CAMBRIDGE, MD 21613-2849 |
| Document Number | 0018340119 |
| Book / Page | 1834 / 119 |
| Map Reference | LB 2 FOLIO 4 |
| Instrument Date | Sep 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 SHEPHERD AVE, CAMBRIDGE, MD 21613-2849 |
The 2026 property tax bill for 404 Shepherd Ave was $1,955, up 1.3% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,955.00 (+1.35%) | $104,633 (+1.88%) | $108,500 (+5.65%) Land $21,500 Building $87,000 |
| 2025 | $1,929.00 | $102,700 Land $21,500 Building $81,200 | $102,700 Land $21,500 Building $81,200 |
| 2023 | $1,644.00 | $88,967 | $102,700 Land $21,500 Building $81,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Shepherd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Shepherd Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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