Dorchester County property record for 317 Shepherd Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,668 sqft · built 1954 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (Jun 1999) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-152396 |
| Primary APN | 07-152396 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,668 sqft Total Area |
| Attic | Attic |
| Attic Area | 350 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 152396 |
|---|---|
| Street Address | 317 SHEPHERD AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 73-9,600 SQ. FT. 317 SHEPHERD AVENUE CAMBRIDGE |
| Legal Subdivision | STONE BOUNDARY DEVELOPMENT COMPANY |
| Legal Lot Number | 73 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970600 |
317 Shepherd Ave is owned and occupied by two individuals who bought it in June 1999.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 SHEPHERD AVE, CAMBRIDGE, MD 21613-2846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 1999 · Amount on File |
| Deed Sale | Jun 8, 1999 · Amount on File |
| Deed Document Number | 19991154 |
| Deed Book / Page | 403 / 893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Jun 16, 2026 |
| Property Address | 317 SHEPHERD AVE, CAMBRIDGE, MD 21613-2846 |
| Document Number | 2021000310 |
| Book / Page | 2021 / 310 |
| Instrument Date | Jun 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | 220 TITLE, 2020 TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 317 SHEPHERD AVE, CAMBRIDGE, MD 21613-2846 |
| Document Number | 2021000310, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 2021/310 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 317 Shepherd Ave was $2,081 with a homeowner's exemption.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,000 (+0.17%) | $119,400 (+0.51%) Land $21,500 Building $97,900 | |
| 2025 | $2,081.00 Homeowner's exemption | $118,800 Land $21,500 Building $97,300 | $118,800 Land $21,500 Building $97,300 |
| 2023 | $1,852.00 Homeowner's exemption | $103,133 | $118,800 Land $21,500 Building $97,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Shepherd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Shepherd Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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