404 Saint James Dr, Laredo, TX 78041 Property Records

Webb County property record for 404 Saint James Dr, Laredo, TX 78041 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3,196 sqft · built 1990
Lot Size	0.321 acres (13,995 sqft)
Owner	Company Name on File
Tax Bill	$1,788 (2022)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`945-00891-478`

Property Details

APN / Parcel Number

Primary APN	`945-00891-478`
Alternative APN	`221954`

Interior

Stories	1 Story
Building Area	3,196 sqft Living Area
Gross Area	3,737 sqft
1st Floor Area	3,702 sqft
Utility Area	35 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,995 sqft (0.321 acres)
Lot Dimensions	98 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	389 sqft
Storage Building	120 sqft

Location & Zoning

Account Number	221954
Old Parcel Number	94500891478
Street Address	404 SAINT JAMES DR
City	LAREDO
State	TX
Zip	78041-6072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1478 BLK 89 DEL MAR 5-C
Legal Subdivision	DEL MAR SEC 5-C
Legal Block	89
Legal Lot Number	1478
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3004
Census Tract	1709

Owner

Source: Webb County records · APN 945-00891-478

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4400 SANDERS AVE, LAREDO, TX 78041-4963
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2022
Deed Sale	Apr 27, 2022
Deed Document Number	1465972
Deed Book / Page	5262 / 291
Record Updated	Jun 08, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 27, 2022
Property Address	404 SAINT JAMES DR, LAREDO, TX 78041-6072
Document Number	005262/291
Book / Page	5262 / 291
Map Reference	VOL 3 PG 32
Instrument Date	Apr 20, 2022
Instrument	1465972
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 SANDERS AVE, LAREDO, TX 78041-4963

Mortgage

Document Number	0001465973
Date	Apr 27, 2022
Instrument	1465973

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2042

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$422,167 (+9.17%) Land $175,497 Building $246,670	$422,167 (+9.17%) Land $175,497 Building $246,670
2023		$386,690 Land $161,502 Building $225,188	$386,690 Land $161,502 Building $225,188
2022	$1,788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force 5 of 11 on primary residences
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.