502 Saint James Dr, Laredo, TX 78041 Property Records

Webb County property record for 502 Saint James Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	6,453 sqft · built 2020
Lot Size	0.584 acres (25,452 sqft)
Owner	Individual Name on Record
Last Sale	$257,800 (May 2019)
Tax Bill	$6,063 (2024)
Deeds & Mortgages	Oct 2020 Construction Loan May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`945-00881-473`

Property Details

APN / Parcel Number

Primary APN	`945-00881-473`
Alternative APN	`221946`

Interior

Stories	2 Stories
Building Area	6,453 sqft Living Area
Gross Area	9,226 sqft
1st Floor Area	6,162 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	25,452 sqft (0.584 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	2,773 sqft
Parking Spaces	9 Parking Spaces
Pool Area	204 sqft
Porch	Open Porch

Location & Zoning

Street Address	502 SAINT JAMES DR
City	LAREDO
State	TX
Zip	78041-6073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 1473 BLK 88 DEL MAR 5-C
Legal Subdivision	DEL MAR SEC 5-C
Legal Block	88
Legal Lot Number	1473
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3001
Census Tract	1709

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 SAINT JAMES DR, LAREDO, TX 78041-6073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Construction Mortgage TEXAS COMMUNITY BANK
May 28, 2019	Vendor's Lien, Transfer · Conventional Mortgage FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Deed Document Number	20191361565
Deed Book / Page	4604 / 441
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	004604/441
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	502 SAINT JAMES DR, LAREDO, TX 78041-6073
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004874/443
Date	Oct 1, 2020
Book Page	4874/443
Instrument	1405999

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Address	LAREDO, TX 78045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	375 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	Prime Rate
Max Rate	9.25%

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 28, 2019
Property Address	502 SAINT JAMES DR, LAREDO, TX 78041-6073
Document Number	004604/441
Book / Page	4604 / 441
Map Reference	VOL 3 PG 32
Instrument Date	May 3, 2019
Instrument	1361565
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 E CALTON RD # RD201B, 702, LAREDO, TX 78041-3988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 SAINT JAMES DR, LAREDO, TX 78041-6073

Mortgage

Document Number	0001361566
Date	May 28, 2019
Instrument	1361566

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 3, 2024

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$988,630 (-0.48%) Land $251,720 Building $736,910	$988,630 (-0.48%) Land $251,720 Building $736,910
2025		$993,359 (+37.35%) Land $251,720 Building $741,639	$993,359 (+37.35%) Land $251,720 Building $741,639
2024	$6,063.00 (+96.85%)
2023		$723,206 Land $231,359 Building $491,847	$723,206 Land $231,359 Building $491,847
2022	$3,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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