DeKalb County property record for 404 S Stott St, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2026) |
| Tax Bill | $5,444 (2024) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-30-276-004 |
| Primary APN | 03-30-276-004 |
|---|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Account Number | 0330276004 |
|---|---|
| Street Address | 404 S STOTT ST |
| City | GENOA |
| State | IL |
| Zip | 60135-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHURCH SUB - PT LOT 10 BLOCK 4 |
| Legal Subdivision | CHURCH SUB |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | GENOA |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 100 |
404 S Stott St is owned and occupied by two individuals who bought it in March 2026.
Source: DeKalb County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 GEORJEAN CT, SYCAMORE, IL 60178-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Mar 26, 2026 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Deed Document Number | 20262403 |
| Prior Transfer Date | Aug 16, 2017 |
| Prior Transfer Doc | 0000007942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 404 S STOTT ST, GENOA, IL 60135-1263 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 404 S STOTT ST, GENOA, IL 60135-1263 |
| Document Number | 0000001143 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023001143 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Mar 26, 2026 |
| Property Address | 404 S STOTT ST, GENOA, IL 60135-1263 |
| Document Number | 0000002403 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026002403 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 S STOTT ST, GENOA, IL 60135-1263 |
| Document Number | 0000002404 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026002404 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0000002405 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026002405 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | HOPKINS, MN 55343 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Aug 16, 2017 |
| Property Address | 404 S STOTT ST, GENOA, IL 60135-1263 |
| Document Number | 0000007942 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 7942 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 404 S STOTT ST GENOA IL 601351263, GENOA, IL 60135-1263 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 404 S STOTT ST, GENOA, IL 60135-1263 |
| Document Number | 0000004486 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 404 S STOTT ST GENOA IL 601351263, GENOA, IL 60135-1263 |
| Document Number | 0000004486 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 4486 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2047 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Genoa Township |
| Municipality | Genoa City |
| Unified School District | Genoa-Kingston Community Unit School District 424 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,815 Land $13,758 Building $74,057 | $263,445 Land $41,274 Building $222,171 | |
| 2024 | $5,444.00 | ||
| 2023 | $72,133 Land $11,774 Building $60,359 | $216,399 Land $35,322 Building $181,077 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 S Stott St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 S Stott St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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