229 S Stott St, Genoa, IL 60135 Property Records

DeKalb County property record for 229 S Stott St, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.326 acres (14,215 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Oct 2018)
Tax Bill	$6,630 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-30-230-024`

Property Details

APN / Parcel Number

Primary APN	`03-30-230-024`

Exterior

Lot Area	14,215 sqft (0.326 acres)

Location & Zoning

Account Number	0330230024
Street Address	229 S STOTT ST
City	GENOA
State	IL
Zip	60135-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSONS 4TH ADDITION - LOT 5 & ALL ADJ VAC ALLEY & METHODIST CHURCH OF GENOA SUB - OUTLOT B
Legal Subdivision	PATTERSONS 4TH ADDITION
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2061
Census Tract	100

Owner

229 S Stott St is owned and occupied by an individual who bought it in October 2018.

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	229 S STOTT ST, GENOA, IL 60135-1253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Deed Document Number	201810046
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	229 S STOTT ST, GENOA, IL 60135-1253
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002837
Date	Mar 5, 2021
Instrument	2021002837

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 29, 2018
Property Address	229 S STOTT ST, GENOA, IL 60135-1253
Document Number	0000010046
Instrument Date	Oct 5, 2018
Instrument	10046
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	787 W SPRING ST SOUTH ELGIN IL 601771407, SOUTH ELGIN, IL 60177-1407

Mortgage

Document Number	10047
Date	Oct 29, 2018
Instrument	10047

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,994 Land $16,381 Building $74,613	$272,982 Land $49,143 Building $223,839
2024	$6,630.00
2023		$74,831 Land $14,019 Building $60,812	$224,493 Land $42,057 Building $182,436

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 229 S Stott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 S Stott St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
DNA Communications DSL	150 / 40

May also be available: Fox Valley Internet.

Nearby Properties on S Stott St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures