404 S Key St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 404 S Key St, Pilot Mountain, NC 27041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,063 sqft · built 1958
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on Record
Tax Bill	$902 (2026)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5966-19-61-7620`

Property Details

APN / Parcel Number

Primary APN	`5966-19-61-7620`
Alternative APN	`62800110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,063 sqft Living Area
1st Floor Area	931 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,282 sqft (0.259 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	132 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62800110
Street Address	404 S KEY ST
City	PILOT MOUNTAIN
State	NC
Zip	27041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	404 S KEY ST
Legal Subdivision	PILOT F - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	2
Census Block	2013
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 S KEY ST, PILOT MOUNTAIN, NC 27041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	404 S KEY ST, PILOT MOUNTAIN, NC 27041
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1670/158
Date	Jun 3, 2019
Book Page	1670/158
Instrument	663580

Lender

Name	ALLEGACY FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Pilot Mountain Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$902.00 (+3.09%)	$58,380 (-20.42%) Land $12,000 Building $46,380	$58,380 (-20.42%) Land $12,000 Building $46,380
2025	$875.00 (+171.74%)	$73,360 (+25.66%) Land $12,000 Building $61,360	$73,360 (+25.66%) Land $12,000 Building $61,360
2023	$322.00	$58,380 Land $12,000 Building $46,380	$58,380 Land $12,000 Building $46,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20