Surry County property record for 309 S Key St, Pilot Mountain, NC 27041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,596 sqft · built 1960 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (May 2018) |
| Tax Bill | $1,784 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5966-19-61-6997 |
| Primary APN | 5966-19-61-6997 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,149 sqft (0.233 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 92 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100111045 |
|---|---|
| Street Address | 309 S KEY ST |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | 309 S KEY ST |
| Legal Subdivision | PILOT F - RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | PILOT |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 931200 |
309 S Key St is owned and occupied by two individuals who bought it in May 2018.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 S KEY ST, PILOT MOUNTAIN, NC 27041-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OPEN MORTGAGE LLC |
| May 25, 2018 | Deed of Trust, Mortgage FBC MORTGAGE LLC |
| Mar 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO |
| May 25, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on File |
| Deed Sale | May 25, 2018 · Amount on File |
| Prior Sale | Jun 30, 2006 · Amount on File |
| Deed Document Number | 2018654575 |
| Deed Book / Page | 1633 / 485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 309 S KEY ST, PILOT MOUNTAIN, NC 27041-9602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001963/685 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | 1963/685 |
| Instrument | 731447 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 309 S KEY ST, PILOT MOUNTAIN, NC 27041-9602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1744/494 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 1744/494 |
| Instrument | 680182 |
| Name | OPEN MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 309 S KEY ST, PILOT MOUNTAIN, NC 27041-9602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001633/0000000491 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 0000001633/0000000491 |
| Instrument | 000000654576 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 309 S KEY ST, PILOT MOUNTAIN, NC 27041-9602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1662/593 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 1662/593 |
| Instrument | 661710 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | May 25, 2018 |
| Property Address | 309 S KEY ST, PILOT MOUNTAIN, NC 27041-9602 |
| Document Number | 1633/485 |
| Book / Page | 1633 / 485 |
| Instrument Date | May 25, 2018 |
| Instrument | 000000654575 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 S KEY ST, PILOT MOUNTAIN, NC 27041-9602 |
The 2026 property tax bill for 309 S Key St was $1,784, up 3.2% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Pilot Mountain Town |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,784.00 (+3.18%) | $129,150 (-13.89%) Land $12,000 Building $117,150 | $129,150 (-13.89%) Land $12,000 Building $117,150 |
| 2025 | $1,729.00 | $149,990 Land $12,000 Building $137,990 | $149,990 Land $12,000 Building $137,990 |
| 2023 | $666.00 | $129,150 Land $12,000 Building $117,150 | $129,150 Land $12,000 Building $117,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 S Key St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 S Key St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT AIRY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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