404 S Baker St, Saint Johns, MI 48879 Property Records

Clinton County property record for 404 S Baker St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1960
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Dec 2003)
Tax Bill	$1,708 (2025)
Deeds & Mortgages	Nov 2013 Mortgage Mar 2011 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`300-000-059-007-00`

Property Details

APN / Parcel Number

Primary APN	`300-000-059-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	211 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 S BAKER ST
City	SAINT JOHNS
State	MI
Zip	48879-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T7N R2W, CITY OF ST JOHNS, ORIGINAL PLAT BLK 59, S 45 FT OF LOT 10, ALL OF LOT 9, ALSO N 5 FT OF LOT 8.
Legal Subdivision	ORIGINAL CITY OF ST JOHNS
Legal Block	59
Legal Lot Number	8-10
Legal Unit	22
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2019
Census Tract	10802

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2013	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 11, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
Jul 7, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK NA
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
Jul 11, 2024	Deed of Trust, Mortgage LAFCU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2003 · Amount on Record
Deed Sale	Dec 19, 2003 · Amount on Record
Deed Document Number	20035048580
Record Updated	Sep 20, 2026

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005208131
Date	Nov 6, 2013
Instrument	5208131

Lender

Name	MICHIGAN MUTUAL INC
Type	Non-Lending Institution
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2043

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005168395
Date	Mar 11, 2011
Instrument	5168395

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005304732
Date	Feb 3, 2021
Instrument	5304732

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005102686
Date	Jul 7, 2006
Instrument	5102686

Lender

Name	COUNTRYWIDE BANK NA
Type	Bank
Address	1199 N FAIRFAX ST STE 500, ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2021

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005279493
Date	May 29, 2019
Instrument	5279493

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012

Mortgage

Document Number	0005346055
Date	Jul 11, 2024
Instrument	5346055

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2034

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5304732
Date	Feb 3, 2021
Instrument	5304732

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	404 S BAKER ST, SAINT JOHNS, MI 48879-2012
Transaction Type	Mortgage
Record Updated	Jul 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5279493
Date	May 29, 2019
Instrument	5279493

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,400 (+7.92%) Land $20,200 Building $75,200	$190,800 (+7.92%) Land $40,400 Building $150,400
2025	$1,708.00 (-37.32%) Homeowner's exemption	$88,400 (+11.19%) Land $18,400 Building $70,000	$176,800 (+11.19%) Land $36,800 Building $140,000
2024	$2,725.00 (-3.98%)
2023	$2,838.00 Homeowner's exemption	$79,500	$159,000
2022	$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: ACD.net, DayStarr, Verizon.

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