401 S Baker St, Saint Johns, MI 48879 Property Records

Clinton County property record for 401 S Baker St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,533 sqft · built 1950
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jul 2007)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`300-340-000-002-00`

Property Details

APN / Parcel Number

Primary APN	`300-340-000-002-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,533 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	1,022 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 S BAKER ST
City	SAINT JOHNS
State	MI
Zip	48879-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOWVIEW SUB OUTLOTS O & P, N 68 FT OF LOT 2, ALSO S 34 FT OF MEADOWVIEW DR DIRECTLY N OF LOT 2, VAC BY THE CITY. CITY OF
Legal Subdivision	MEADOWVIEW SUB
Legal Lot Number	2
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2010
Census Tract	10802

Owner

401 S Baker St is owned and occupied by two individuals who acquired it in June 2024.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jul 10, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Sep 14, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Feb 16, 2012	Deed of Trust, Mortgage · Line of Credit MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Sep 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Sep 14, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jul 10, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jul 30, 2007	Warranty Deed, Transfer FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2007 · Amount on File
Deed Sale	Jul 30, 2007 · Amount on File
Deed Document Number	20075120034
Last Transfer Date	Jun 21, 2024
Transfer Doc	0005351377
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011

Mortgage

Document Number	0005319029
Date	Dec 6, 2021
Instrument	5319029

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2031

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005281063
Date	Jul 10, 2019
Instrument	5281063

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	NEW PORTLAND, ME 4954

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005297836
Date	Sep 14, 2020
Instrument	5297836

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2035

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005180350
Date	Feb 16, 2012
Instrument	5180350

Lender

Name	MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005267903
Date	Jun 12, 2018
Instrument	5267903

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005086910
Date	Sep 6, 2005
Instrument	5086910

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	4500 PARK GRANADA, CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5297836
Date	Sep 14, 2020
Instrument	5297836

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5281063
Date	Jul 10, 2019
Instrument	5281063

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	NEW PORTLAND, ME 4954

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5267903
Date	Jun 12, 2018
Instrument	5267903

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 30, 2007
Property Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011
Document Number	0005120034
Instrument Date	Jul 26, 2007
Instrument	5120034
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S BAKER ST, SAINT JOHNS, MI 48879-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E GIBBS ST, SAINT JOHNS, MI 48879-1145

Mortgage

Document Number	0005120035
Date	Jul 30, 2007
Instrument	5120035

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Baker St was $2,054 with a homeowner's exemption, down 36.4% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,600 (+10.96%) Land $19,500 Building $107,100	$253,200 (+10.96%) Land $39,000 Building $214,200
2025	$2,054.00 (-36.45%) Homeowner's exemption	$114,100 Land $17,700 Building $96,400	$228,200 Land $35,400 Building $192,800
2024	$3,232.00 (+12.85%)
2023	$2,864.00 Homeowner's exemption	$101,100	$202,200
2022	$2,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S Baker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Baker St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: ACD.net, DayStarr, Verizon.

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