Champaign County property record for 404 S Adams St, Philo, IL 61864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.277 acres (12,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Dec 2017) |
| Tax Bill | $3,454 (2024) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-326-013 |
| Primary APN | 19-27-23-326-013 |
|---|
| Lot Area | 12,075 sqft (0.277 acres) |
|---|
| Street Address | 404 S ADAMS ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS PT 1, PT 2, PT 3 BLOCK 1 MOWRYS 1ST ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | MOWRYS 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 10901 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 S ADAMS ST, PHILO, IL 61864-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on Record |
| Deed Sale | Dec 1, 2017 · Amount on Record |
| Prior Sale | Jun 1, 2009 · Amount on Record |
| Deed Document Number | 201722450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Dec 1, 2017 |
| Property Address | 404 S ADAMS ST, PHILO, IL 61864-9615 |
| Document Number | 0000022450 |
| Map Reference | MB B PG66 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 2017R22450 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 404 S ADAMS ST, PHILO, IL 61864-9615 |
| Document Number | 0000022451 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 2017R22451 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,490 (+25.05%) Land $9,940 Building $59,550 | $208,470 (+25.05%) Land $29,820 Building $178,650 | |
| 2024 | $3,454.00 (+9.69%) | ||
| 2022 | $3,149.00 Homeowner's exemption | $55,570 Land $7,950 Building $47,620 | $166,710 Land $23,850 Building $142,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600 |
|---|---|
| Water Source | Purchased groundwater from IL AMERICAN-CHAMPAIGN |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: MF Wireless, Watch TV.
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